About This Home

This 2-bedroom, 2-bathroom townhouse at 117 Cindy Lane in Panama City Beach, FL is listed for $244,900 ($252 per sqft). Built in 1985, the home offers 972 sqft of living space on a N/A lot.

Key Features

  • Built in 1985

Property Details

1 full, 1 half
1985
Listing Description

Very motivated seller! HUGE PRICE DROP. LOWEST PRICE. Beach Life, Rental Income & Incredible Value -- All in One! Fully furnished and truly rental-ready, this beautifully maintained unit is just a 5-minute walk to the beach, offering the perfect blend of comfort, convenience, and coastal charm.

With two assigned parking spaces right at your door, everyday convenience comes easy. Major updates include a tankless water heater and a new HVAC system installed at the end of 2024, providing peace of mind and long-term value. Exceptionally cared for, this property presents a rare opportunity to own a move-in-ready beach retreat in one of Panama City Beach's most sought-after communities.

Low HOA fees include an impressive array of amenities: 11 pools (5 heated), pickleball courts, shuffleboard, tennis courts, mini golf, fitness center, playground, waterfront restaurant and pool, Wi-Fi, pest control, termite bond, trash service, grounds maintenance, property patrol, gated entry, and more.

Monthly Cost Estimate

$2,432/mo

20% down · 6.5% · 30 years

Principal$177
Interest$1,061
Insurance$71
HOA$1,122

Estimates only. Actual payments may vary.

Location

117 Cindy Lane

Panama City Beach, FL 32407

Gulf Highlands Beach Resort

Features & Amenities

Interior Features

UpperLevelPrimary

Questions & Answers

This 2-bedroom, 2-bathroom townhouse at 117 Cindy Lane is listed at $244,900 ($252/sqft). The estimated monthly payment is $2,431 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1122/month.

Key features include: Built in 1985. Interior Features: UpperLevelPrimary.

This property is listed by Denis Rakov.

DR

Denis Rakov

Agent at Beachy Beach Real Estate

Listed by Beachy Beach Real Estate · Broker phone: (850) 527-5651 · View on Broker Site · Broker website

MLS# 786590· Source: Central Panhandle Association of REALTORS· 235 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

117 Cindy Lane, Panama City Beach, FL 32407

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