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About This Home

This 2-bedroom, 2-bathroom townhouse at 117 Cindy Lane in Panama City Beach, FL is listed for $254,900 ($262 per sqft). Built in 1985, the home offers 972 sqft of living space on a N/A lot.

Agent Description

Beach Life, Rental Income & Incredible Value -- All in One! Fully furnished and truly rental-ready, this beautifully maintained unit is just a 5-minute walk to the beach, offering the perfect blend of comfort, convenience, and coastal charm. With two assigned parking spaces right at your door, everyday convenience comes easy.

Major updates include a tankless water heater and a new HVAC system installed at the end of 2024, providing peace of mind and long-term value. Exceptionally cared for, this property presents a rare opportunity to own a move-in-ready beach retreat in one of Panama City Beach's most sought-after communities.

Low HOA fees include an impressive array of amenities: 11 pools (5 heated), pickleball courts, shuffleboard, tennis courts, mini golf, fitness center, playground, waterfront restaurant and pool, Wi-Fi, pest control, termite bond, trash service, grounds maintenance, property patrol, gated entry, and more.

Key Features

  • Built in 1985

Property Details

1 full, 1 half
1985

Monthly Cost Estimate

$1,363/mo

20% down · 6.5% · 30 years

Principal$184
Interest$1,105
Insurance$74

Estimates only. Actual payments may vary.

Location

117 Cindy Lane

Panama City Beach, FL 32407

Gulf Highlands Beach Resort

Questions & Answers

This 2-bedroom, 2-bathroom townhouse at 117 Cindy Lane is listed at $254,900 ($262/sqft). The estimated monthly payment is $1,105 based on 20% down at 6.5% interest.

Key features include: Built in 1985.

This property is listed by Denis Rakov and can be reached at 8503197412 or denis@beachybeach.com.

DR

Denis Rakov

Agent at Beachy Beach Real Estate

(850) 319-7412

Listed by Beachy Beach Real Estate · View on Broker Site

MLS# 786590· Source: listhub· Updated 83 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

117 Cindy Lane, Panama City Beach, FL 32407

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