# 117 Cindy Lane, Panama City Beach, FL 32407

> **TL;DR:** 2bd/2ba townhouse, $254,900 ($262/sqft), built 1985, 972 sqft. Est. $1,105/mo. Listed 83 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $254,900 |
| Price/sqft | $262 |
| Bedrooms | 2 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 972 |
| Year Built | 1985 |
| Property Type | Townhouse (Townhouse) |
| Status | For Sale |
| Days on Market | 83 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,105 |
| **Total** | **$1,105** |

## Nearby Schools

- **Elementary:** Hutchison Beach
- **Middle:** Surfside
- **High:** Arnold

## Property Highlights

- Built in 1985

## Description

### Agent Description
Beach Life, Rental Income & Incredible Value -- All in One! Fully furnished and truly rental-ready, this beautifully maintained unit is just a 5-minute walk to the beach, offering the perfect blend of comfort, convenience, and coastal charm. With two assigned parking spaces right at your door, everyday convenience comes easy. Major updates include a tankless water heater and a new HVAC system installed at the end of 2024, providing peace of mind and long-term value. Exceptionally cared for, this property presents a rare opportunity to own a move-in-ready beach retreat in one of Panama City Beach's most sought-after communities. Low HOA fees include an impressive array of amenities: 11 pools (5 heated), pickleball courts, shuffleboard, tennis courts, mini golf, fitness center, playground, waterfront restaurant and pool, Wi-Fi, pest control, termite bond, trash service, grounds maintenance, property patrol, gated entry, and more.

## Location

- **Address:** 117 Cindy Lane, Panama City Beach, FL 32407
- **County:** Bay
- **Neighborhood:** Gulf Highlands Beach Resort
- **Coordinates:** 30.185163, -85.814479
- **Google Maps:** https://www.google.com/maps?q=30.185163,-85.814479

## Listing Agent

- **Name:** Denis Rakov
- **Brokerage:** Beachy Beach Real Estate
- **Phone:** 8503197412
- **Email:** denis@beachybeach.com

## Primary Photo

![117 Cindy Lane - Primary Photo](http://lh.rdcpix.com/803c2402dd67072c93f0640b5d3ba7eel-f416308358r.jpg)

*17 total photos available on [listing page](https://www.propertysimple.com/listing/117-cindy-lane-panama-city-beach-fl-32407-l786590)*

---

**MLS#:** 786590 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/117-cindy-lane-panama-city-beach-fl-32407-l786590)

---

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