About This Home

This 3-bedroom, 3-bathroom townhouse at 117 Fossil Falls in Panama City Beach, FL is listed for $350,000 ($167 per sqft). Built in 2018, the home offers 2,093 sqft of living space on a 0.10 acres lot.

Key Features

  • Built in 2018
  • 0.10 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
2 full, 1 half
1-car garage
2018

Amenities

WaterfrontViewA/C
Listing Description

Best lot in the community of Waterfall, where comfort meets coastal charm! Sitting on the banks of a sweet community lake, you'll love this location -- close to the beach, eateries, shopping, and great schools -- and right next to a natural conservation area.

This thoughtfully designed two-story townhome offers over 2,000sf of livable space with 3 bedrooms and 2.5 baths. The desirable end unit position gives extra windows and light on that entire side of the house. An open concept main level connects the living, dining and kitchen areas with surprising spaciousness enhanced by high ceilings.

French doors lead to an open-air patio, fenced backyard, serene community lake, and sunsets over the tranquil nature preserve. You will find the full kitchen has a breakfast bar, lots of cabinets, walk-in pantry, and dining area. A half bath on the main level adds everyday convenience.

The oversized 1-car garage has shelving for storage and an extra side-by-side refrigerator so your kitchen one remains easily organized. Moving to the second level you will find a split bedroom floor plan with two of them showing off incredible views over the adjacent forested lands.

The large owner's suite overlooks the small lake, has its own bathroom and generous walk-in closet. The two additional bedrooms share a full bathroom with a shower/tub combo and one has a walk-in closet. For added convenience, the laundry room is upstairs by the bedrooms and comes complete with a full-size washer and dryer.

The stacked stone accents and covered front entry make for nice curb appeal. Waterfall has a beautiful neighborhood pool in the midst of the woods, underground utilities, and sidewalks so pet friendly. Panama City Beach is a lifestyle that blends relaxation with adventure -- where every day feels a little like vacation with a sense of community.

Whether you're looking for a primary residence, second-home getaway, or a long-term rental investment opportunity, this property is what you are looking for. Call today for your private tour!

Monthly Cost Estimate

$2,157/mo

20% down · 6.5% · 30 years

Principal$253
Interest$1,517
Insurance$102
HOA$285

Estimates only. Actual payments may vary.

Location

117 Fossil Falls

Panama City Beach, FL 32407

Waterfall Phase I

Features & Amenities

Interior Features

DoubleVanityInteriorStepsSoakingTubSeparateShowerUpperLevelPrimaryWalkInClosets

Exterior Features

Patio

Property Details

Flooring

PlankVinyl

Construction

HardiplankType WoodFrame

Views

WaterLake

Outdoor Features

Patio

Heating

Electric (Heating)

Cooling

Central AirCeiling Fan(s)

Appliances

ElectricRangeElectricWaterHeater

Questions & Answers

This 3-bedroom, 3-bathroom townhouse at 117 Fossil Falls is listed at $350,000 ($167/sqft). The estimated monthly payment is $2,157 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $285/month.

Key features include: Built in 2018, 0.10 acre lot, 2 stories, Waterfront. Interior Features: DoubleVanity, InteriorSteps, SoakingTub. Exterior Features: Patio.

This property is listed by Kirsten McAndrew.

KM

Kirsten McAndrew

License 3090079

Agent at Counts Real Estate Group Inc

Listed by Counts Real Estate Group Inc · Broker phone: (850) 249-3615 · View on Broker Site · Broker website

MLS# 796025· Source: Central Panhandle Association of REALTORS· 31 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

117 Fossil Falls, Panama City Beach, FL 32407

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