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About This Home

This 3-bedroom, 3-bathroom single family at 1174 Penobscot Drive in Soddy Daisy, TN is listed for $729,000 ($315 per sqft). Built in 1959, the home offers 2,312 sqft of living space on a 0.45 acres lot.

Agent Description

Affordable waterfront living on Soddy Lake--just in time for summer! Located in a highly sought-after area, this one-owner, 3-bedroom, 3 full bath cabin offers summer water, beautiful lake views, and overlooks Pine Harbor Marina with convenient access to the Tennessee River.

Enjoy the relaxed lake lifestyle with opportunities for boating, fishing, kayaking, and peaceful evenings watching the sunset over the water. The home features comfortable living spaces, including a spacious great room with a fireplace, perfect for relaxing or entertaining, along with a separate den that provides additional space to gather or unwind.

The lovely kitchen includes an eat-in area, creating a welcoming spot for casual meals, and the home offers plenty of storage throughout for added convenience. Step outside to the deck or screened porch and take in the tranquil waterfront setting--ideal for morning coffee, weekend gatherings, or simply enjoying the quiet beauty of the lake.

A covered carport area provides convenient parking, and a separate outbuilding offers great space for storing lake equipment, tools, or outdoor gear. An approved, transferable TVA dock permit for an approximately 1,800 square foot dock is in place, and a survey is available, providing a great opportunity to further enhance the waterfront experience.

Whether you're looking for a full-time residence or a weekend lake retreat, this property offers the perfect place to enjoy life on the water. Buyers are responsible for verifying all information they deem important, including property details and any applicable restrictions. The number of bedrooms listed complies with local appraisal standards

Key Features

  • Built in 1959
  • 0.45 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full
1959

Amenities

FireplaceWaterfrontViewHardwoodA/C

Monthly Cost Estimate

$3,899/mo

20% down · 6.5% · 30 years

Principal$527
Interest$3,159
Insurance$213

Estimates only. Actual payments may vary.

Location

1174 Penobscot Drive

Soddy Daisy, TN 37379

Features & Amenities

Interior Features

Ceiling Fan(s)Eat-in KitchenEn SuiteGranite CountersHigh Speed InternetTub/shower Combo

Exterior Features

Balcony

Property Details

Flooring

CarpetHardwoodTile - CeramicVinyl

Construction

Block Frame Vinyl Siding

Views

LakeMarina

Pool Features

PorchDeck

Heating

Electric (Heating)CentralNatural GasPropane (Heating)Heat Pump (Heating)

Cooling

Ceiling Fan(s)Central AirMulti Units

Appliances

RefrigeratorMicrowaveFree-Standing Electric RangeDishwasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1174 Penobscot Drive is listed at $729,000 ($315/sqft). The estimated monthly payment is $3,159 based on 20% down at 6.5% interest.

Key features include: Built in 1959, 0.45 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Ceiling Fan(s), Eat-in Kitchen, En Suite. Exterior Features: Balcony.

This property is listed by Gina Clark and can be reached at 4232904493 or ginaclarkhomes@gmail.com.

GC

Gina Clark

Agent at United Real Estate Experts

(423) 290-4493

Listed by United Real Estate Experts · View on Broker Site

MLS# 1529877· Source: listhub· Updated 87 days ago

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1174 Penobscot Drive, Soddy Daisy, TN 37379

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