# 118 Osterhage Drive, Waterloo, IL 62298

> **TL;DR:** 3bd/3ba single family, $320,000 ($123/sqft), built 1993, 2,598 sqft.
> Fireplace, 2-car garage. Est. $1,711/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $320,000 |
| Price/sqft | $123 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,598 |
| Year Built | 1993 |
| Lot Size | 9,226 sqft (0.21 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,618 |
| Estimated Insurance | $93 |
| **Total** | **$1,711** |

## Nearby Schools

- **Elementary:** WATERLOO DIST 5
- **Middle:** WATERLOO DIST 5
- **High:** Waterloo

## Key Amenities

- Fireplace
- 2-car garage

## Property Highlights

- Built in 1993
- 0.21 acre lot
- Fireplace

## Description

### Agent Description
3 bed, 3 bath ranch in desirable East Ridge Subdivision, conveniently located just minutes from schools, medical facilities, and the golf course. Offering nearly 2,600 sq. ft. of finished living space, this home features charming curb appeal, an attached 2-car garage, and a fully fenced backyard that serves as a private oasis with a large patio, planting beds, and a beautiful water feature. Major 2026 updates include a complete kitchen remodel, fresh paint throughout, new flooring, and a remodeled hall bath. The home welcomes you with a formal living room featuring ceramic tile flooring. The open-concept main living area boasts a vaulted ceiling, luxury vinyl plank flooring, and an electric fireplace. The adjoining dining area flows seamlessly into the updated kitchen and offers sliding door access to the backyard and paver patio. The remodeled kitchen is well-appointed with new HD countertops, a center island with seating, farmhouse sink, gas range, 42-inch upgraded cabinetry, stainless steel appliances, and abundant storage. The nearby laundry room includes additional cabinetry for even more storage. Bedroom 1 features new carpet and a double-door closet. The updated hall bath includes LVT flooring, a comfort-height vanity, new tub and surround, and a new commode. Bedroom 2 also offers new carpet and a double closet. The spacious primary suite features new carpet, two double closets, and a private bath with shower, updated commode, and linen storage. The finished lower level provides exceptional additional living space with a freshly painted industrial-style ceiling, new carpet, a huge family room, a non-conforming bedroom with closet, and a third full bath. Plenty of unfinished storage space ensures room for all your extras. New basement trim shown in photos will be installed shortly. Move-in ready and packed with updates, this spacious ranch offers comfortable living both inside and out.

## Location

- **Address:** 118 Osterhage Drive, Waterloo, IL 62298
- **County:** Monroe
- **Neighborhood:** East Ridge
- **Coordinates:** 38.340833, -90.136398
- **Google Maps:** https://www.google.com/maps?q=38.340833,-90.136398

## Virtual Tour & Media

- **Video Tour:** https://www.tourfactory.com/idxr3253518

## Listing Agent

- **Name:** Tammy Hines
- **Brokerage:** Tammy Mitchell Hines & Co.
- **Phone:** 6182813959
- **Broker Phone:** (618) 281-3959
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/118-Osterhage-Dr_Waterloo_IL_62298_M81953-60995?f=listhub&s=MARISMO&m=26062740&c=propsimple)

## Photos

![118 Osterhage Drive - Photo 1](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f2743439809r.jpg)

![118 Osterhage Drive - Photo 2](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f2866778462r.jpg)

![118 Osterhage Drive - Photo 3](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f2196330212r.jpg)

![118 Osterhage Drive - Photo 4](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f1563547434r.jpg)

![118 Osterhage Drive - Photo 5](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f2071072851r.jpg)

![118 Osterhage Drive - Photo 6](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f2535328217r.jpg)

![118 Osterhage Drive - Photo 7](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f3508298774r.jpg)

![118 Osterhage Drive - Photo 8](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f1973508611r.jpg)

![118 Osterhage Drive - Photo 9](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f1183805243r.jpg)

![118 Osterhage Drive - Photo 10](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f1766278490r.jpg)

![118 Osterhage Drive - Photo 11](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f4034198823r.jpg)

![118 Osterhage Drive - Photo 12](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f1060077505r.jpg)

![118 Osterhage Drive - Photo 13](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f2384937612r.jpg)

![118 Osterhage Drive - Photo 14](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f1335994757r.jpg)

![118 Osterhage Drive - Photo 15](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f1348561834r.jpg)

![118 Osterhage Drive - Photo 16](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f1536669313r.jpg)

![118 Osterhage Drive - Photo 17](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f411861598r.jpg)

![118 Osterhage Drive - Photo 18](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f944143508r.jpg)

![118 Osterhage Drive - Photo 19](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f1123661960r.jpg)

![118 Osterhage Drive - Photo 20](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f202282874r.jpg)

![118 Osterhage Drive - Photo 21](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f2387726525r.jpg)

![118 Osterhage Drive - Photo 22](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f1995996305r.jpg)

![118 Osterhage Drive - Photo 23](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f2235643341r.jpg)

![118 Osterhage Drive - Photo 24](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f2754102746r.jpg)

![118 Osterhage Drive - Photo 25](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f4214570027r.jpg)

![118 Osterhage Drive - Photo 26](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f4271241439r.jpg)

![118 Osterhage Drive - Photo 27](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f107656372r.jpg)

![118 Osterhage Drive - Photo 28](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f890283620r.jpg)

![118 Osterhage Drive - Photo 29](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f351428716r.jpg)

![118 Osterhage Drive - Photo 30](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f3422550616r.jpg)

![118 Osterhage Drive - Photo 31](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f753420021r.jpg)

![118 Osterhage Drive - Photo 32](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f2634089910r.jpg)

![118 Osterhage Drive - Photo 33](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f2019997022r.jpg)

![118 Osterhage Drive - Photo 34](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f1798776083r.jpg)

![118 Osterhage Drive - Photo 35](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f2002818247r.jpg)

![118 Osterhage Drive - Photo 36](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f865988817r.jpg)

![118 Osterhage Drive - Photo 37](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f751894236r.jpg)

![118 Osterhage Drive - Photo 38](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f4123063039r.jpg)

![118 Osterhage Drive - Photo 39](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f2563352214r.jpg)

![118 Osterhage Drive - Photo 40](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f1176116572r.jpg)

![118 Osterhage Drive - Photo 41](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f346568711r.jpg)

![118 Osterhage Drive - Photo 42](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f485464168r.jpg)

![118 Osterhage Drive - Photo 43](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f365212322r.jpg)

![118 Osterhage Drive - Photo 44](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f105858197r.jpg)

![118 Osterhage Drive - Photo 45](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f705769611r.jpg)

![118 Osterhage Drive - Photo 46](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f2279109752r.jpg)

![118 Osterhage Drive - Photo 47](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f2220634821r.jpg)

![118 Osterhage Drive - Photo 48](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f829077844r.jpg)

![118 Osterhage Drive - Photo 49](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f1124090829r.jpg)

![118 Osterhage Drive - Photo 50](http://lh.rdcpix.com/d37a94a31c6c134032ea101a576fe30al-f2178763444r.jpg)

---

**MLS#:** 26062740 | **Updated:** 2026-09-30
**Source:** listhub

*Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/118-osterhage-drive-waterloo-il-62298-26062740)

---

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