About This Home

This 4-bedroom, 2-bathroom multi-family at 118 Railroad Avenue in Middleburgh, NY is listed for $164,900 ($97 per sqft). Built in 1870, the home offers 1,708 sqft of living space on a 0.30 acres lot.

Key Features

  • Built in 1870
  • 0.30 acre lot
  • 6 parking spaces
  • Fireplace

Property Details

2 full
6 spaces
1870

Amenities

Fireplace
Listing Description

Exceptional Owner-Occupied Investment Opportunity in the Village of Middleburgh! Conveniently located right in the heart of the village, this 2-unit property at 118 Railroad Ave presents an ideal setup for rental income or an owner-occupied home. The property features a 3-bedroom unit and a 1-bedroom unit.

This double lot includes an additional buildable site ideal for future expansion. Featuring separate utilities and a strong rental history. Inside, the main-level space centers around a classic brick hearth and wood flooring, with functional floor plans throughout.

Outdoors, the property boasts a level lawn, off-street parking, a welcoming covered front porch, and a private back deck off the rear entrance. Maximize this property's full potential in a prime village location, where you can easily walk right to Main Street's shops, dining, and local amenities. Beyond its neighborhood convenience, the site is highly accessible for commuters, sitting an easy 15-minute drive from Cobleskill with straightforward travel to Oneonta, Cooperstown, and the greater Capital District.

Monthly Cost Estimate

$882/mo

20% down · 6.5% · 30 years

Principal$119
Interest$715
Insurance$48

Estimates only. Actual payments may vary.

Location

118 Railroad Avenue

Middleburgh, NY 12122

Features & Amenities

Interior Features

T1 InternetSatellite Internet

Property Details

Flooring

WoodVinylCarpet

Construction

Wood Siding

Outdoor Features

DeckPorch

Parking

Driveway

Heating

OilHot Water(Heating)BaseboardPellet Stove

Questions & Answers

This 4-bedroom, 2-bathroom multi-family at 118 Railroad Avenue is listed at $164,900 ($97/sqft). The estimated monthly payment is $882 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1870, 0.30 acre lot, 6 parking spaces, Fireplace. Interior Features: T1 Internet, Satellite Internet.

This property is listed by Matthew Loder.

ML

Matthew Loder

License 10311204132

Agent at Country Boy Realty

Listed by Country Boy Realty · Broker phone: (518) 234-4371 · View on Broker Site · Broker website

MLS# 202622575· Source: Global MLS, Inc.· 98 days on PropertySimple

Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

118 Railroad Avenue, Middleburgh, NY 12122

Open this listing in: