About This Home

This 3-bedroom, 1-bathroom single family at 118 St. Croix Drive in Waterloo, IA is listed for $164,900 ($159 per sqft). Built in 1981, the home offers 1,040 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 1981
  • 0.17 acre lot

Property Details

1 full
1981

Amenities

A/C
Listing Description

Fresh updates, a great lot, and plenty of room to enjoy, this three-bedroom home is ready for its next chapter! Since purchasing the home, the current owners have made thoughtful improvements throughout, including new flooring, fresh paint, updated mechanicals, and a new roof, giving the next owner peace of mind and the opportunity to enjoy the benefits of these big-ticket updates.

Inside, the main level offers a comfortable living room filled with natural light from the large picture window, flowing into the dine-in kitchen with abundant cabinetry, stainless steel appliances, and easy access to the fenced in backyard. Three bedrooms and a full bathroom complete the main level.

The lower level offers a clean, open space with laundry hookups and plenty of room for storage, hobbies, a home gym, or future additional finished living space. Outside, the updates continue with a new front deck that creates a welcoming spot to enjoy your morning coffee or unwind at the end of the day.

The fenced backyard gives kids and pets room to play, while mature trees add privacy and character to the spacious lot. An oversized two-stall detached garage provides plenty of room for parking, storage, and all the extras. Schedule your showing today, this one is ready to welcome you home!

Monthly Cost Estimate

$882/mo

20% down · 6.5% · 30 years

Principal$119
Interest$715
Insurance$48

Estimates only. Actual payments may vary.

Location

118 St. Croix Drive

Waterloo, IA 50703

Property Details

Construction

Vinyl Siding

Parking

Garage - Detached

Heating

Forced Air

Cooling

Central Air

Questions & Answers

This 3-bedroom, 1-bathroom single family at 118 St. Croix Drive is listed at $164,900 ($159/sqft). The estimated monthly payment is $882 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1981, 0.17 acre lot.

This property is listed by Amy Wienands.

AW

Amy Wienands

Agent at TEAM A.W., LLC

Listed by TEAM A.W., LLC · Broker phone: (319) 269-2477 · View on Broker Site · Broker website

MLS# 20264726· Source: Northeast Iowa Regional Board of Realtors· 28 days on PropertySimple

Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

118 St. Croix Drive, Waterloo, IA 50703

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