About This Home

This 2-bedroom, 1-bathroom single family at 1181 Locke Avenue in Waterloo, IA is listed for $96,000 ($102 per sqft). Built in 1950, the home offers 940 sqft of living space on a 0.18 acres lot.

Key Features

  • Built in 1950
  • 0.18 acre lot

Property Details

1 full
1950

Amenities

HardwoodA/C
Listing Description

Welcome to this fantastic ranch home in a convenient Waterloo location, close to shopping, restaurants, MercyOne, and schools! Inside, you'll find a bright and inviting living room featuring wood floors that continue throughout the main level. Just off the living room, the kitchen offers ample cabinetry and plenty of potential.

Two good-sized bedrooms and a full bathroom complete the main floor. Downstairs, you'll find additional finished living space ready for your personal touch. The family room offers a great second living area, while the additional finished room could make an ideal home office, hobby room, or whatever best fits your needs.

A laundry area and storage space round out the lower level. Step outside and enjoy the great curb appeal and large corner lot, complete with a storage shed and a front and back patio to enjoy those good weather nights. There's also plenty of opportunity to create additional off-street parking via a parking pad or garage off the back alley.

Additional updates include windows, a new water heater, and more. Whether you're an investor, a first-time homebuyer, or looking to downsize, this home offers flexibility, convenience, and plenty of opportunity. Don't miss your chance to make it yours. Schedule your private showing today!

Monthly Cost Estimate

$513/mo

20% down · 6.5% · 30 years

Principal$69
Interest$416
Insurance$28

Estimates only. Actual payments may vary.

Location

1181 Locke Avenue

Waterloo, IA 50702

Features & Amenities

Interior Features

Ceiling Fan/Light

Exterior Features

Patio

Property Details

Flooring

Hardwood

Construction

Vinyl Siding

Outdoor Features

Patio

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

DryerFree-Standing RangeWasherElectric Water Heater

Questions & Answers

This 2-bedroom, 1-bathroom single family at 1181 Locke Avenue is listed at $96,000 ($102/sqft). The estimated monthly payment is $513 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1950, 0.18 acre lot. Interior Features: Ceiling Fan/Light. Exterior Features: Patio.

This property is listed by Dan Berregaard.

DB

Dan Berregaard

Agent at Oakridge Real Estate

Listed by Oakridge Real Estate · Broker phone: (319) 277-5005 · View on Broker Site · Broker website

MLS# 20264712· Source: Northeast Iowa Regional Board of Realtors· 30 days on PropertySimple

Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1181 Locke Avenue, Waterloo, IA 50702

Open this listing in: