# 1181 Locke Avenue, Waterloo, IA 50702 > **TL;DR:** 2bd/1ba single family, $96,000 ($102/sqft), built 1950, 940 sqft. > Hardwood, A/C. Est. $513/mo. Listed 33 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $96,000 | | Price/sqft | $102 | | Bedrooms | 2 | | Bathrooms | 1 full | | Square Feet | 940 | | Year Built | 1950 | | Lot Size | 7,841 sqft (0.18 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Pending | | Days on Market | 33 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $485 | | Estimated Insurance | $28 | | **Total** | **$513** | ## Nearby Schools - **Elementary:** Kittrell Elementary - **Middle:** Hoover Intermediate - **High:** West High - Waterloo ## Key Amenities - Hardwood - A/C ## Property Highlights - Built in 1950 - 0.18 acre lot ## Description ### Agent Description Welcome to this fantastic ranch home in a convenient Waterloo location, close to shopping, restaurants, MercyOne, and schools! Inside, you'll find a bright and inviting living room featuring wood floors that continue throughout the main level. Just off the living room, the kitchen offers ample cabinetry and plenty of potential. Two good-sized bedrooms and a full bathroom complete the main floor. Downstairs, you'll find additional finished living space ready for your personal touch. The family room offers a great second living area, while the additional finished room could make an ideal home office, hobby room, or whatever best fits your needs. A laundry area and storage space round out the lower level. Step outside and enjoy the great curb appeal and large corner lot, complete with a storage shed and a front and back patio to enjoy those good weather nights. There's also plenty of opportunity to create additional off-street parking via a parking pad or garage off the back alley. Additional updates include windows, a new water heater, and more. Whether you're an investor, a first-time homebuyer, or looking to downsize, this home offers flexibility, convenience, and plenty of opportunity. Don't miss your chance to make it yours. Schedule your private showing today! ## Location - **Address:** 1181 Locke Avenue, Waterloo, IA 50702 - **County:** Black Hawk - **Coordinates:** 42.472187, -92.339234 - **Google Maps:** https://www.google.com/maps?q=42.472187,-92.339234 ## Virtual Tour & Media - **Video Tour:** https://youtu.be/z-yXlZNIYDc ## Listing Agent - **Name:** Dan Berregaard - **Brokerage:** Oakridge Real Estate - **Broker Phone:** (319) 277-5005 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1181-Locke-Ave_Waterloo_IA_50702_M83039-93693?f=listhub&s=WCFBORIA&m=20264712&c=propsimple) ## Photos ![1181 Locke Avenue - Photo 1](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f832235455r.jpg) ![1181 Locke Avenue - Photo 2](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f2187971669r.jpg) ![1181 Locke Avenue - Photo 3](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f3016548070r.jpg) ![1181 Locke Avenue - Photo 4](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f3650433091r.jpg) ![1181 Locke Avenue - Photo 5](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f3702467900r.jpg) ![1181 Locke Avenue - Photo 6](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f2556339476r.jpg) ![1181 Locke Avenue - Photo 7](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f1278270028r.jpg) ![1181 Locke Avenue - Photo 8](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f3786554651r.jpg) ![1181 Locke Avenue - Photo 9](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f1360495419r.jpg) ![1181 Locke Avenue - Photo 10](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f1006225450r.jpg) ![1181 Locke Avenue - Photo 11](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f1037094433r.jpg) ![1181 Locke Avenue - Photo 12](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f3866600374r.jpg) ![1181 Locke Avenue - Photo 13](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f3425295364r.jpg) ![1181 Locke Avenue - Photo 14](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f2426022225r.jpg) ![1181 Locke Avenue - Photo 15](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f4158041495r.jpg) ![1181 Locke Avenue - Photo 16](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f560088389r.jpg) ![1181 Locke Avenue - Photo 17](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f10105259r.jpg) ![1181 Locke Avenue - Photo 18](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f1947135625r.jpg) ![1181 Locke Avenue - Photo 19](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f3359679171r.jpg) ![1181 Locke Avenue - Photo 20](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f2586394724r.jpg) ![1181 Locke Avenue - Photo 21](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f1789568634r.jpg) ![1181 Locke Avenue - Photo 22](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f2134343332r.jpg) ![1181 Locke Avenue - Photo 23](http://lh.rdcpix.com/721dbbe9a11c273a503f15d2033d9d63l-f2176979590r.jpg) --- **MLS#:** 20264712 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1181-locke-avenue-waterloo-ia-50702-2d930468cded42f4add3a738d5b520d8) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1181-locke-avenue-waterloo-ia-50702-2d930468cded42f4add3a738d5b520d8#listing", "url": "https://www.propertysimple.ai/listing/1181-locke-avenue-waterloo-ia-50702-2d930468cded42f4add3a738d5b520d8", "name": "1181 Locke Avenue, Waterloo, IA 50702", "description": "Welcome to this fantastic ranch home in a convenient Waterloo location, close to shopping, restaurants, MercyOne, and schools! Inside, you'll find a bright and inviting living room featuring wood floors that continue throughout the main level. 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