# 1186 Virginia Cir, Waterloo, SC 29384

> **TL;DR:** 2bd/1ba single family, $179,000 ($216/sqft), 828 sqft.
> Fireplace, A/C. Est. $957/mo. Listed 99 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $179,000 |
| Price/sqft | $216 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 828 |
| Lot Size | 16,988 sqft (0.39 acres) |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 99 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $905 |
| Estimated Insurance | $52 |
| **Total** | **$957** |

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- 0.39 acre lot
- Fireplace

## Description

### Agent Description
This 2-bedroom, 1-bath lake fixer-upper is all about its Big, Beautiful View! Home is ready for cosmetic updates and needs foundation work, but offers a good starting point, with a newer roof (2025), covered porch entry, kitchen cabinets in good condition, warm wood paneling, a wrap-around screened porch ready to be re-screened, and a floor-to-ceiling brick hearth with a buck stove (status unknown). A small garden shed and a 11x22 shop/shed with 110/220 power offer useful storage and workspace while you make the property your own. Easy open parking. Easy stand-up access under home. Property will require significant contractor work, with foundation issues and water drainage The Top Priority : a quote is attached to the listing; ask your agent- (recommend additional quotes). No appliances, windows ready for updating. Old stairs leading from the house and down to the water have been removed for safety and will need replacing. The old dock is also ready for replacement but will qualify for the maximum allowed by the County. Home is on septic and public water although there is a well onsite (unknown if working), and uses window unit air-conditioning and baseboard heat. All sold As-Is. The seller just did a major clean-out of trees and brush, so you have a nice blank slate to work with, and now there's a newly opened Long Panoramic Lake View JUST FOR YOU! With an unrestricted neighborhood and elevated privacy, this lakefront property is ready for the right buyer to "Change Your View." And what a View it is. Love Your Lake Life!

## Location

- **Address:** 1186 Virginia Cir, Waterloo, SC 29384
- **County:** Laurens
- **Neighborhood:** Lick Creek
- **Coordinates:** 34.339204, -82.088602
- **Google Maps:** https://www.google.com/maps?q=34.339204,-82.088602

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/1186-Virginia-Cir-Waterloo-SC-29384/unbranded

## Listing Agent

- **Name:** Kristen Andersen
- **Brokerage:** TLC Real Estate
- **Broker Phone:** (864) 494-8815
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1186-Virginia-Cir_Waterloo_SC_29384_M69313-09401?f=listhub&s=GRWDSC&m=140272&c=propsimple)

## Photos

![1186 Virginia Cir - Photo 1](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f485620932r.jpg)

![1186 Virginia Cir - Photo 2](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f4263395979r.jpg)

![1186 Virginia Cir - Photo 3](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f2645899628r.jpg)

![1186 Virginia Cir - Photo 4](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f2345706896r.jpg)

![1186 Virginia Cir - Photo 5](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f1127526444r.jpg)

![1186 Virginia Cir - Photo 6](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f684591891r.jpg)

![1186 Virginia Cir - Photo 7](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f3945807363r.jpg)

![1186 Virginia Cir - Photo 8](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f1936734089r.jpg)

![1186 Virginia Cir - Photo 9](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f2697925909r.jpg)

![1186 Virginia Cir - Photo 10](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f3495730029r.jpg)

![1186 Virginia Cir - Photo 11](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f664806221r.jpg)

![1186 Virginia Cir - Photo 12](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f815409823r.jpg)

![1186 Virginia Cir - Photo 13](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f2105672617r.jpg)

![1186 Virginia Cir - Photo 14](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f3662967342r.jpg)

![1186 Virginia Cir - Photo 15](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f3288909519r.jpg)

![1186 Virginia Cir - Photo 16](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f4080229420r.jpg)

![1186 Virginia Cir - Photo 17](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f3051683443r.jpg)

![1186 Virginia Cir - Photo 18](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f1295933763r.jpg)

![1186 Virginia Cir - Photo 19](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f2026897305r.jpg)

![1186 Virginia Cir - Photo 20](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f1891171300r.jpg)

![1186 Virginia Cir - Photo 21](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f4121757144r.jpg)

![1186 Virginia Cir - Photo 22](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f672600930r.jpg)

![1186 Virginia Cir - Photo 23](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f2502543435r.jpg)

![1186 Virginia Cir - Photo 24](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f3965706960r.jpg)

![1186 Virginia Cir - Photo 25](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f44847211r.jpg)

![1186 Virginia Cir - Photo 26](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f2410180061r.jpg)

![1186 Virginia Cir - Photo 27](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f706600324r.jpg)

![1186 Virginia Cir - Photo 28](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f3769402845r.jpg)

![1186 Virginia Cir - Photo 29](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f637448798r.jpg)

![1186 Virginia Cir - Photo 30](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f4272047806r.jpg)

![1186 Virginia Cir - Photo 31](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f2993579885r.jpg)

![1186 Virginia Cir - Photo 32](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f3426408403r.jpg)

![1186 Virginia Cir - Photo 33](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f3919462868r.jpg)

![1186 Virginia Cir - Photo 34](http://lh.rdcpix.com/8b1d9cce2cfb891b21523e0d006a35b7l-f3263100618r.jpg)

---

**MLS#:** 140272 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 Greenwood Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1186-virginia-cir-waterloo-sc-29384-80cc2793e6384c0cb41e5c5627a5c1e1)

---

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