About This Home

This 4-bedroom, 4-bathroom single family at 119 CARLYLE Circle in Palm Harbor, FL is listed for $2,300,000 ($652 per sqft). Built in 1988, the home offers 3,526 sqft of living space on a 0.29 acres lot.

Key Features

  • Built in 1988
  • 0.29 acre lot
  • 2 stories
  • Private pool
  • Waterfront

Property Details

2 stories
4 full
1988

Amenities

PoolWaterfrontViewA/C
Listing Description

EXTREMELY RARE OPPORTUNITY to Own Your Gulf-Front Dream Home on Indian Bluff Island. This unique island is home to just 168 properties. Situated in the highest phase of the community, 119 Carlyle Circle is a rarity, as it is one of the few homes on the island with DIRECT UNOBSTRUCTED VIEWS of St.

Joseph's Sound and Gulf of Mexico. This spectacular 4-bed/4-bath home spans 3,500 sqft. of open-concept living and affords flexibility to easily customize or expand space on upper and lower levels. Immediately, you'll be captivated by this home's abundance of NATURAL LIGHT, soaring ceilings, and elegant wooden staircase.

With WATER VIEWS FROM NEARLY EVERY ROOM, the main floor is the hub of the home and perfect for entertaining. The CHEF'S KITCHEN has custom maple wood cabinetry with under cabinet lighting and art-stained glass inserts hand crafted by an HGTV artist! Entertaining is no problem with the generously sized island, and bountiful counter space.

New matching GE appliances add functional elegance. The kitchen opens up into a BRIGHT AND SPACIOUS LIVING ROOM. Floor-to-ceiling windows and sliders provide spectacular views of the pool and water. This area is flanked with 2-beds/1 full bath on one side, and 1-bed/1 full bath on the other - the perfect layout for a private retreat for family, friends or another 1st-floor primary suite!

Completely UPDATED LAUNDRY room with brand new washer/dryer, upgraded custom laundry vanity w/black stainless-steel sink and faucet. PLENTY OF STORAGE! Just off the laundry room you'll enjoy the convenience of your OVERSIZED, SIDE ENTRY, 2-CAR GARAGE w/two large storage closets, built-in workbench, generator hook-up and double electrical panel w/room to add more circuits.

Upstairs, your PRIVATE PRIMARY BEDROOM SUITE offers more wide open views of St. Joseph's Sound. Your sanctuary comes complete with a private sitting area, lifetime composite sundeck, generously sized en-suite bathroom w/ jetted soaking tub, sauna, walk-in shower w/built-in seat and private water closet.

Adjacent to the primary suite, is an ADDITIONAL UNFINISHED LOFT SPACE (approx. 1,000 sqft) with vaulted ceilings and window that can easily be transformed into more space for the primary suite, additional bed/bath, office or media/game room. Professional landscaping, lighting and pavered driveway and contemporary portico make this home's CURB APPEAL UNDENIABLE.

Boating enthusiasts will love the COVERED DEEP WATER DOCK and remote-controlled 10,000 lb BOAT LIFT featuring brand new stainless-steel motors. Watch the red-orange glow of the sunset over the water from your pool lanai with access to FULL POOL BATH. New marcite, pool pump and raised filter ensure you'll enjoy your pool for years to come!

LOVINGLY MAINTAINED by its long-time owners, this home is secure and private with IMPACT WINDOWS, DOORS & GARAGE DOOR, aluminum fascia, vinyl fenced enclosed backyard and owned security system. Recent upgrades include: Three new ACs (10-yr warr), Fleck water softener, upgraded electric service entrance, and hot water heater (12-yr warr), neutral paint, 6-panel doors, modern trim, ceiling fans and upgraded low-voltage lighting for added ambiance.

Indian Bluff Island residents gather for traditions like the annual fishing tournament and other holiday celebrations. Minutes from Pinellas Trail, Wall Springs Park, and Innisbrook Resort with four world-renowned golf courses. These homes do not come up for sale often - Schedule your private showing today!

Monthly Cost Estimate

$12,301/mo

20% down · 6.5% · 30 years

Principal$1,663
Interest$9,967
Insurance$671

Estimates only. Actual payments may vary.

Location

119 CARLYLE Circle

Palm Harbor, FL 34683

INDIAN BLUFF ISLAND 3RD ADD

Features & Amenities

Interior Features

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsPrimaryBedroom UpstairsSaunaSolid Wood CabinetsThermostatWalk-In Closet(s)Window Treatments

Exterior Features

BalconyHurricane ShuttersLightingPrivate MailboxSliding Doors

Property Details

Flooring

WoodTile - Ceramic

Construction

Block Concrete Stucco

Views

OceanWater

Pool Features

Pool

Outdoor Features

DeckPatio

Parking

OversizeGarageDrivewayOpenOn StreetCovered

Heating

Central

Cooling

Central Air

Appliances

CooktopDishwasherDisposalDryerExhaust FanMicrowaveRangeRefrigeratorTrash CompactorWasherWater Softener

Questions & Answers

This 4-bedroom, 4-bathroom single family at 119 CARLYLE Circle is listed at $2,300,000 ($652/sqft). The estimated monthly payment is $12,301 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1988, 0.29 acre lot, 2 stories, Private pool, Waterfront. Interior Features: Ceiling Fans(s), Crown Molding, Eat-in Kitchen. Exterior Features: Balcony, Hurricane Shutters, Lighting.

This property is listed by Jennifer Needham and can be reached at 7275100403.

JN

Jennifer Needham

Agent at Charles Rutenberg Realty, Inc

(727) 510-0403

Listed by Charles Rutenberg Realty, Inc · Broker phone: (727) 538-9200 · View on Broker Site

MLS# TB8520908· Source: Stellar MLS· 83 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

119 CARLYLE Circle, Palm Harbor, FL 34683

Open this listing in: