# 119 CARLYLE Circle, Palm Harbor, FL 34683 > **TL;DR:** 4bd/4ba single family, $2,300,000 ($652/sqft), built 1988, 3,526 sqft. > Pool, Waterfront, View, A/C. Est. $12,301/mo. Listed 88 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,300,000 | | Price/sqft | $652 | | Bedrooms | 4 | | Bathrooms | 4 full | | Square Feet | 3,526 | | Year Built | 1988 | | Lot Size | 12,632 sqft (0.29 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 88 | ## Why This Home Stands Out - **Pool** - Deck, Patio - **Waterfront** - Waterfront location listed - **Views** - Ocean, Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $11,630 | | Estimated Insurance | $671 | | **Total** | **$12,301** | ## Nearby Schools - **Elementary:** Sutherland Elementary-PN - **Middle:** Palm Harbor Middle-PN - **High:** Palm Harbor Univ High-PN ## Key Amenities - Pool - Waterfront - View - A/C ## Property Highlights - Built in 1988 - 0.29 acre lot - 2 stories - Private pool - Waterfront ## Description ### Agent Description EXTREMELY RARE OPPORTUNITY to Own Your Gulf-Front Dream Home on Indian Bluff Island. This unique island is home to just 168 properties. Situated in the highest phase of the community, 119 Carlyle Circle is a rarity, as it is one of the few homes on the island with DIRECT UNOBSTRUCTED VIEWS of St. Joseph's Sound and Gulf of Mexico. This spectacular 4-bed/4-bath home spans 3,500 sqft. of open-concept living and affords flexibility to easily customize or expand space on upper and lower levels. Immediately, you'll be captivated by this home's abundance of NATURAL LIGHT, soaring ceilings, and elegant wooden staircase. With WATER VIEWS FROM NEARLY EVERY ROOM, the main floor is the hub of the home and perfect for entertaining. The CHEF'S KITCHEN has custom maple wood cabinetry with under cabinet lighting and art-stained glass inserts hand crafted by an HGTV artist! Entertaining is no problem with the generously sized island, and bountiful counter space. New matching GE appliances add functional elegance. The kitchen opens up into a BRIGHT AND SPACIOUS LIVING ROOM. Floor-to-ceiling windows and sliders provide spectacular views of the pool and water. This area is flanked with 2-beds/1 full bath on one side, and 1-bed/1 full bath on the other - the perfect layout for a private retreat for family, friends or another 1st-floor primary suite! Completely UPDATED LAUNDRY room with brand new washer/dryer, upgraded custom laundry vanity w/black stainless-steel sink and faucet. PLENTY OF STORAGE! Just off the laundry room you'll enjoy the convenience of your OVERSIZED, SIDE ENTRY, 2-CAR GARAGE w/two large storage closets, built-in workbench, generator hook-up and double electrical panel w/room to add more circuits. Upstairs, your PRIVATE PRIMARY BEDROOM SUITE offers more wide open views of St. Joseph's Sound. Your sanctuary comes complete with a private sitting area, lifetime composite sundeck, generously sized en-suite bathroom w/ jetted soaking tub, sauna, walk-in shower w/built-in seat and private water closet. Adjacent to the primary suite, is an ADDITIONAL UNFINISHED LOFT SPACE (approx. 1,000 sqft) with vaulted ceilings and window that can easily be transformed into more space for the primary suite, additional bed/bath, office or media/game room. Professional landscaping, lighting and pavered driveway and contemporary portico make this home's CURB APPEAL UNDENIABLE. Boating enthusiasts will love the COVERED DEEP WATER DOCK and remote-controlled 10,000 lb BOAT LIFT featuring brand new stainless-steel motors. Watch the red-orange glow of the sunset over the water from your pool lanai with access to FULL POOL BATH. New marcite, pool pump and raised filter ensure you'll enjoy your pool for years to come! LOVINGLY MAINTAINED by its long-time owners, this home is secure and private with IMPACT WINDOWS, DOORS & GARAGE DOOR, aluminum fascia, vinyl fenced enclosed backyard and owned security system. Recent upgrades include: Three new ACs (10-yr warr), Fleck water softener, upgraded electric service entrance, and hot water heater (12-yr warr), neutral paint, 6-panel doors, modern trim, ceiling fans and upgraded low-voltage lighting for added ambiance. Indian Bluff Island residents gather for traditions like the annual fishing tournament and other holiday celebrations. Minutes from Pinellas Trail, Wall Springs Park, and Innisbrook Resort with four world-renowned golf courses. These homes do not come up for sale often - Schedule your private showing today! ## Location - **Address:** 119 CARLYLE Circle, Palm Harbor, FL 34683 - **County:** Pinellas - **Neighborhood:** INDIAN BLUFF ISLAND 3RD ADD - **Coordinates:** 28.106141, -82.782965 - **Google Maps:** https://www.google.com/maps?q=28.106141,-82.782965 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=8ojho7ELeMV& ## Listing Agent - **Name:** Jennifer Needham - **Brokerage:** Charles Rutenberg Realty, Inc - **Phone:** 7275100403 - **Broker Phone:** (727) 538-9200 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/119-Carlyle-Cir_Palm-Harbor_FL_34683_M65439-05412?f=listhub&s=MFRMLSFL&m=TB8520908&c=propsimple) ## Photos ![119 CARLYLE Circle - Photo 1](http://lh.rdcpix.com/8d68001fe5c749a477ee756503a2d7ael-f563021278r.jpg) ![119 CARLYLE Circle - Photo 2](http://lh.rdcpix.com/8d68001fe5c749a477ee756503a2d7ael-f4001766171r.jpg) ![119 CARLYLE Circle - 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Photo 93](http://lh.rdcpix.com/8d68001fe5c749a477ee756503a2d7ael-f2083980642r.jpg) ![119 CARLYLE Circle - Photo 94](http://lh.rdcpix.com/8d68001fe5c749a477ee756503a2d7ael-f4066091498r.jpg) ![119 CARLYLE Circle - Photo 95](http://lh.rdcpix.com/8d68001fe5c749a477ee756503a2d7ael-f2823830502r.jpg) ![119 CARLYLE Circle - Photo 96](http://lh.rdcpix.com/8d68001fe5c749a477ee756503a2d7ael-f3931883708r.jpg) --- **MLS#:** TB8520908 | **Updated:** 2026-09-12 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/119-carlyle-circle-palm-harbor-fl-34683-b8520908) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/119-carlyle-circle-palm-harbor-fl-34683-b8520908#listing", "url": "https://www.propertysimple.ai/listing/119-carlyle-circle-palm-harbor-fl-34683-b8520908", "name": "119 CARLYLE Circle, Palm Harbor, FL 34683", "description": "EXTREMELY RARE OPPORTUNITY to Own Your Gulf-Front Dream Home on Indian Bluff Island. This unique island is home to just 168 properties. Situated in the highest phase of the community, 119 Carlyle Circle is a rarity, as it is one of the few homes on the island with DIRECT UNOBSTRUCTED VIEWS of St. Joseph's Sound and Gulf of Mexico. This spectacular 4-bed/4-bath home spans 3,500 sqft. of open-concept living and affords flexibility to easily customize or expand space on upper and lower levels. Immediately, you'll be captivated by this home's abundance of NATURAL LIGHT, soaring ceilings, and elegant wooden staircase. With WATER VIEWS FROM NEARLY EVERY ROOM, the main floor is the hub of the home and perfect for entertaining. The CHEF'S KITCHEN has custom maple wood cabinetry with under cabinet lighting and art-stained glass inserts hand crafted by an HGTV artist! Entertaining is no problem with the generously sized island, and bountiful counter space. New matching GE appliances add functional elegance. The kitchen opens up into a BRIGHT AND SPACIOUS LIVING ROOM. Floor-to-ceiling windows and sliders provide spectacular views of the pool and water. This area is flanked with 2-beds/1 full bath on one side, and 1-bed/1 full bath on the other - the perfect layout for a private retreat for family, friends or another 1st-floor primary suite! Completely UPDATED LAUNDRY room with brand new washer/dryer, upgraded custom laundry vanity w/black stainless-steel sink and faucet. PLENTY OF STORAGE! Just off the laundry room you'll enjoy the convenience of your OVERSIZED, SIDE ENTRY, 2-CAR GARAGE w/two large storage closets, built-in workbench, generator hook-up and double electrical panel w/room to add more circuits. Upstairs, your PRIVATE PRIMARY BEDROOM SUITE offers more wide open views of St. Joseph's Sound. Your sanctuary comes complete with a private sitting area, lifetime composite sundeck, generously sized en-suite bathroom w/ jetted soaking tub, sauna, walk-in shower w/built-in seat and private water closet. Adjacent to the primary suite, is an ADDITIONAL UNFINISHED LOFT SPACE (approx. 1,000 sqft) with vaulted ceilings and window that can easily be transformed into more space for the primary suite, additional bed/bath, office or media/game room. Professional landscaping, lighting and pavered driveway and contemporary portico make this home's CURB APPEAL UNDENIABLE. Boating enthusiasts will love the COVERED DEEP WATER DOCK and remote-controlled 10,000 lb BOAT LIFT featuring brand new stainless-steel motors. Watch the red-orange glow of the sunset over the water from your pool lanai with access to FULL POOL BATH. New marcite, pool pump and raised filter ensure you'll enjoy your pool for years to come! LOVINGLY MAINTAINED by its long-time owners, this home is secure and private with IMPACT WINDOWS, DOORS & GARAGE DOOR, aluminum fascia, vinyl fenced enclosed backyard and owned security system. Recent upgrades include: Three new ACs (10-yr warr), Fleck water softener, upgraded electric service entrance, and hot water heater (12-yr warr), neutral paint, 6-panel doors, modern trim, ceiling fans and upgraded low-voltage lighting for added ambiance. Indian Bluff Island residents gather for traditions like the annual fishing tournament and other holiday celebrations. Minutes from Pinellas Trail, Wall Springs Park, and Innisbrook Resort with four world-renowned golf courses. 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