About This Home

This 4-bedroom, 2-bathroom single family at 1195 Saddle Creek Drive in Fort Walton Beach, FL is listed for $345,000 ($175 per sqft). Built in 1990, the home offers 1,977 sqft of living space on a 0.13 acres lot.

Key Features

  • Built in 1990
  • 0.13 acre lot
  • 2 stories
  • 4 parking spaces
  • Fireplace

Property Details

2 stories
2 full
2-car garage
1990

Amenities

FireplaceA/C
Listing Description

This 4 bedroom 2 bathroom home features a nice sized living room w/ vaulted ceilings & a gas fireplace. Kitchen w/ stainless steel appliances. The master has double vanity sinks. The 4th bedroom is upstairs by its self & could be used for flex space such as a man cave, playroom, office or gym.

Carpet upstairs only. The rest of the flooring is tile or LVP. Brand new LVP downstairs. 2 car garage w/ an auto opener & the washer & dryer hookups. The privacy fenced backyard has an open back patio great for relaxing/entertaining. 2023 re-plumb, 2022 roof & gas water heater & 2016 HVAC. Welcome home!

Monthly Cost Estimate

$1,845/mo

20% down · 6.5% · 30 years

Principal$250
Interest$1,495
Insurance$101

Estimates only. Actual payments may vary.

Location

1195 Saddle Creek Drive

Fort Walton Beach, FL 32547

SADDLE CREEK

Features & Amenities

Interior Features

Ceiling VaultedFireplacePantryShelvingWasher/Dryer HookupWoodwork Painted

Exterior Features

Fenced Back Yard

Property Details

Flooring

TileCarpetVinyl

Construction

Frame Siding Brick Some Siding Vinyl Trim Vinyl

Outdoor Features

Patio

Parking

Garage

Heating

Natural Gas

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalOven Self CleaningRange HoodRefrigerator W/IceMkSmoke DetectorStove/Oven GasWater Heater - Gas

Questions & Answers

This 4-bedroom, 2-bathroom single family at 1195 Saddle Creek Drive is listed at $345,000 ($175/sqft). The estimated monthly payment is $1,846 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1990, 0.13 acre lot, 2 stories, 4 parking spaces, Fireplace. Interior Features: Ceiling Vaulted, Fireplace, Pantry. Exterior Features: Fenced Back Yard.

This property is listed by Johnny Vo.

JV

Johnny Vo

License 3217746

Agent at Dream Team Realty of NW Florida, LLC

Listed by Dream Team Realty of NW Florida, LLC · Broker phone: (850) 226-7201 · View on Broker Site · Broker website

MLS# 1008346· Source: Emerald Coast Association of Realtors· 100 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1195 Saddle Creek Drive, Fort Walton Beach, FL 32547

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