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About This Home

This 4-bedroom, 5-bathroom single family at 12 Oyster Lane in Saint Simons Island, GA is listed for $1,210,000 ($426 per sqft). Built in 2026, the home offers 2,841 sqft of living space on a 0.16 acres lot.

Agent Description

JUST COMPLETED (FEBRUARY 2026) NEW CONSTRUCTION in Oyster Grove - a charming 23-homesite community on St. Simons Island! This beautiful two-story home offers 4 bedrooms, 4.5 baths, and a spacious primary suite on the main floor. Thoughtfully designed with quality finishes throughout, including 6-inch engineered hardwood flooring, tile in all wet ar

eas, custom cabinetry, quartz countertops, wood closet shelving, and a gas tankless water heater for comfort and efficiency. Located on the desirable MID-SOUTH END of St. Simons Island off Frederica Road, Oyster Grove features curbed and guttered paved streets, public utilities, and protective covenants that preserve the neighborhood's charm.

Homes are constructed by Flannagan Development, known for quality craftsmanship and attention to detail. Enjoy the coastal lifestyle with peace of mind-NO SHORT TERM RENTALS--90-day minimum rental period. Developers are licensed real estate agents in the state of Georgia.For more information, visit.

Key Features

  • Built in 2026
  • 0.16 acre lot
  • 2 stories

Property Details

2 stories
4 full, 1 half
2026

Amenities

HardwoodA/C

Monthly Cost Estimate

$7,221/mo

20% down · 6.5% · 30 years

Principal$875
Interest$5,243
Insurance$353
HOA$750

Estimates only. Actual payments may vary.

Location

12 Oyster Lane

Saint Simons Island, GA 31522

Oyster Grove

Features & Amenities

Interior Features

Built-in FeaturesCeiling Fan(s)Double VanityRecessed LightingSoaking TubWalk-In Closet(s)Separate ShowerPrimary on First FloorBreakfast BarKitchen Island

Property Details

Flooring

TileHardwoodCarpet

Pool Features

Porch

Parking

OpenDriveway

Heating

Electric (Heating)Central

Cooling

Central AirElectric

Appliances

DisposalDishwasherGas RangeMicrowaveRangeRefrigerator

Questions & Answers

This 4-bedroom, 5-bathroom single family at 12 Oyster Lane is listed at $1,210,000 ($426/sqft). The estimated monthly payment is $5,993 based on 20% down at 6.5% interest.

HOA fees are $750/month.

Key features include: Built in 2026, 0.16 acre lot, 2 stories. Interior Features: Built-in Features, Ceiling Fan(s), Double Vanity.

This property is listed by Freddy Stroud and can be reached at 9126381144 or freddy@gacoastrealty.com.

FS

Freddy Stroud

Agent at Georgia Coast Realty

(912) 638-1144

Listed by Georgia Coast Realty · View on Broker Site

MLS# 1657274· Source: listhub· Updated 144 days ago

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12 Oyster Lane, Saint Simons Island, GA 31522

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