About This Home

This 6-bedroom, 3-bathroom residential multi family at 12 Spencer St in Boston, MA is listed for $924,900 ($252 per sqft). Built in 1915, the home offers 3,672 sqft of living space on a 0.09 acres lot.

Key Features

  • Built in 1915
  • 0.09 acre lot
  • 3 stories

Property Details

3 stories
3 full
1915
Listing Description

Welcome to this Diamond on the Rough! This 3-family home offers over 3,600 sq ft of living space and is perfect for savvy investors or multi-generational living. Located on a quiet street, this oversized multi boasts three large 2-bedroom units (each 2-bedroom can easily be reconfigured into a 3-bedroom unit), each featuring: Two exterior decks per

unit, 3 Gas FHA Heating Systems, Updated CB panels (Main Panel is not installed), and Gas Hot Water Tanks. A walk-up 4th floor attic provides additional potential for expansion, storage, or creative use. This property is mid-remodel, making it an ideal blank canvas to complete the finishing touches to your vision. Whether you're looking to generate strong rental income, condo-convert, or live in one unit while renting the others, this property checks all the boxes.

Monthly Cost Estimate

$4,947/mo

20% down · 6.5% · 30 years

Principal$669
Interest$4,008
Insurance$270

Estimates only. Actual payments may vary.

Location

12 Spencer St

Boston, MA 02124

Questions & Answers

This 6-bedroom, 3-bathroom residential multi family at 12 Spencer St is listed at $924,900 ($252/sqft). The estimated monthly payment is $4,947 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1915, 0.09 acre lot, 3 stories.

This property is listed by Scott Morris.

SM

Scott Morris

Agent at Keller Williams Realty

Listed by Keller Williams Realty · Broker phone: (508) 238-5000 · View on Broker Site · Broker website

MLS# 73445841· Source: MLS Property Information Network Inc· 373 days on PropertySimple

Copyright © 2026 MLS Property Information Network Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12 Spencer St, Boston, MA 02124

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