# 12 Spencer St, Boston, MA 02124

> **TL;DR:** 6bd/3ba residential multi family, $924,900 ($252/sqft), built 1915, 3,672 sqft. Est. $4,947/mo. Listed 375 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $924,900 |
| Price/sqft | $252 |
| Bedrooms | 6 |
| Bathrooms | 3 full |
| Square Feet | 3,672 |
| Year Built | 1915 |
| Lot Size | 4,055 sqft (0.09 acres) |
| Stories | 3 |
| Property Type | Residential Multi Family (Other) |
| Status | Pending |
| Days on Market | 375 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,677 |
| Estimated Insurance | $270 |
| **Total** | **$4,947** |

## Property Highlights

- Built in 1915
- 0.09 acre lot
- 3 stories

## Description

### Agent Description
Welcome to this Diamond on the Rough! This 3-family home offers over 3,600 sq ft of living space and is perfect for savvy investors or multi-generational living. Located on a quiet street, this oversized multi boasts three large 2-bedroom units (each 2-bedroom can easily be reconfigured into a 3-bedroom unit), each featuring: Two exterior decks per unit, 3 Gas FHA Heating Systems, Updated CB panels (Main Panel is not installed), and Gas Hot Water Tanks. A walk-up 4th floor attic provides additional potential for expansion, storage, or creative use. This property is mid-remodel, making it an ideal blank canvas to complete the finishing touches to your vision. Whether you're looking to generate strong rental income, condo-convert, or live in one unit while renting the others, this property checks all the boxes.

## Location

- **Address:** 12 Spencer St, Boston, MA 02124
- **County:** Suffolk
- **Coordinates:** 42.296763, -71.076785
- **Google Maps:** https://www.google.com/maps?q=42.296763,-71.076785

## Listing Agent

- **Name:** Scott Morris
- **Brokerage:** Keller Williams Realty
- **Broker Phone:** (508) 238-5000
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12-Spencer-St_Boston_MA_02124_M97608-18960?f=listhub&s=MLSPIN&m=73445841&c=propsimple)

## Photos

![12 Spencer St - Photo 1](http://lh.rdcpix.com/9588f37c863cdda8761bb2dc89808c10l-f4188511568r.jpg)

---

**MLS#:** 73445841 | **Updated:** 2026-10-24
**Source:** listhub

*Copyright © 2026 MLS Property Information Network Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/12-spencer-st-boston-ma-02124-cc54ca371a434667bdf1a44355865a3e)

---

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