# 12 UNION Street, Annapolis, MD 21401

> **TL;DR:** 4bd/2ba single family, $1,300,000 ($574/sqft), built 1981, 2,265 sqft.
> A/C. Est. $6,953/mo. Listed 5 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,300,000 |
| Price/sqft | $574 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 2,265 |
| Year Built | 1981 |
| Lot Size | 1,198 sqft (0.03 acres) |
| Stories | 4 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 5 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $6,574 |
| Estimated Insurance | $379 |
| **Total** | **$6,953** |

## Nearby Schools

- **Elementary:** CALL SCHOOL BOARD
- **Middle:** CALL SCHOOL BOARD
- **High:** CALL SCHOOL BOARD

## Key Amenities

- A/C

## Property Highlights

- Built in 1981
- 0.03 acre lot
- 4 stories
- 2 parking spaces

## Description

### Agent Description
Rare opportunity to own a stunning newer built fully detached four bedroom home in the historic district with an attached one car garage plus a one car driveway -an amenity rarely found in downtown Annapolis. Tucked away on a quiet street just steps from Spa Creek and City Dock, 12 Union Street combines the charm and walkability of the Historic District with the comfort and convenience of newer construction. Spanning four levels, the home is filled with natural light and offers high ceilings throughout. The entire interior has recently undergone a significant refresh, including resurfaced hardwood floors, all-new carpet, professional interior painting throughout, new lighting fixtures, new outlets and switches, a new kitchen backsplash and quartz countertops, plus a new dishwasher, refrigerator, and hot water heater. With four bedrooms and two full baths, the flexible floor plan provides plenty of options for guests, a home office, gym, or additional living space. Outdoor living is equally inviting, featuring a screened porch off the second level and a spacious deck off the main level with additional outdoor space ideal for relaxing, entertaining, or creating a garden retreat. The unfinished basement offers exceptional storage and future potential, featuring windows that bring in natural light and unusually high ceilings rarely found in similar downtown homes. Step outside and enjoy everything that makes Annapolis special. The waterfront is just moments away, while the U.S. Naval Academy, restaurants, shops, parks, and all the attractions of downtown Annapolis are within easy walking distance. Whether you're looking for a full-time residence, a weekend escape, or a smart investment, 12 Union Street offers an exceptional opportunity in one of Annapolis' most sought-after locations.

## Location

- **Address:** 12 UNION Street, Annapolis, MD 21401
- **County:** ANNE ARUNDEL
- **Neighborhood:** HISTORIC DISTRICT
- **Coordinates:** 38.97574, -76.49107
- **Google Maps:** https://www.google.com/maps?q=38.97574,-76.49107

## Listing Agent

- **Name:** Santiago I Navarro-Monzo
- **Brokerage:** Coldwell Banker Realty
- **Phone:** 4439949923

## Primary Photo

![12 UNION Street - Primary Photo](http://lh.rdcpix.com/01285f77124e18f6dfb27c2405a40521l-f2926805989r.jpg)

*76 total photos available on [listing page](https://www.propertysimple.ai/listing/12-union-street-annapolis-md-21401-a2149666)*

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**MLS#:** MDAA2149666 | **Updated:** 2026-08-01
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/12-union-street-annapolis-md-21401-a2149666)

---

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