# 12 W 85TH Street, Harvey Cedars, NJ 08008

> **TL;DR:** 4bd/3ba single family, $3,495,000 ($1328/sqft), built 2003, 2,632 sqft.
> Fireplace, Waterfront, A/C, 1-car garage. Est. $18,692/mo. Listed 63 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $3,495,000 |
| Price/sqft | $1328 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,632 |
| Year Built | 2003 |
| Lot Size | 5,101 sqft (0.12 acres) |
| Stories | 2 |
| Garage | 1-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 63 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $17,673 |
| Estimated Insurance | $1,019 |
| **Total** | **$18,692** |

## Nearby Schools

- **Elementary:** ETHEL A. JACOBSEN

## Key Amenities

- Fireplace
- Waterfront
- A/C
- 1-car garage

## Property Highlights

- Built in 2003
- 0.12 acre lot
- 2 stories
- 1 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
Dock & Dune A rare opportunity to enjoy the best of Harvey Cedars from one exceptional waterfront setting, Dock & Dune pairs the ease of lagoonfront living with the beach and town center just moments away. Tucked along desirable Kinsey Cove, the home is only 12 houses from the ocean while Black Eyed Susans, Azzurro, Neptune Market, and the heart of Harvey Cedars are all within an easy stroll. It is a location that truly allows you to leave the car behind-walk to the beach, head into town for dinner, or step out back and onto the boat. Inside, the four-bedroom, three-and-a-half-bath residence has been impeccably renovated by Ken Kennard with a sophisticated yet relaxed coastal aesthetic. Custom cabinetry, curated wallcoverings, and designer finishes bring character throughout, while the desirable non-reversed layout keeps the main living spaces naturally connected to the water. Expansive four-panel sliders open directly to the backyard, creating an effortless flow for summer entertaining and everyday life on the lagoon. Outside, 60 feet of waterfront creates a private backdrop for boating, dining, and relaxing by the water, with ample room to add a pool for those looking to create a complete resort-style retreat. Beautifully finished, thoughtfully designed, and offered turnkey for immediate enjoyment, Dock & Dune captures the effortless beach, bay, and boating lifestyle that makes Harvey Cedars so special.

## Location

- **Address:** 12 W 85TH Street, Harvey Cedars, NJ 08008
- **County:** OCEAN
- **Neighborhood:** HARVEY CEDARS
- **Coordinates:** 39.71087, -74.13354
- **Google Maps:** https://www.google.com/maps?q=39.71087,-74.13354

## Listing Agent

- **Name:** Lieben Luedtke · **License:** 1434147
- **Brokerage:** Joy Luedtke Real Estate, LLC
- **Broker Phone:** (609) 494-8883
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12-W-85th-St_Harvey-Cedars_NJ_08008_M61108-20621?f=listhub&s=TRENDPA&m=NJOC2044326&c=propsimple)

## Photos

![12 W 85TH Street - Photo 1](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f4216670766r.jpg)

![12 W 85TH Street - Photo 2](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f698587105r.jpg)

![12 W 85TH Street - Photo 3](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f115417714r.jpg)

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![12 W 85TH Street - Photo 28](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f1010188197r.jpg)

![12 W 85TH Street - Photo 29](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f4068632246r.jpg)

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![12 W 85TH Street - Photo 35](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f2385720933r.jpg)

![12 W 85TH Street - Photo 36](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f3558093678r.jpg)

![12 W 85TH Street - Photo 37](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f3070008743r.jpg)

![12 W 85TH Street - Photo 38](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f1145809543r.jpg)

![12 W 85TH Street - Photo 39](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f3362659660r.jpg)

![12 W 85TH Street - Photo 40](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f2423484681r.jpg)

![12 W 85TH Street - Photo 41](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f3777995695r.jpg)

![12 W 85TH Street - Photo 42](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f2970015175r.jpg)

![12 W 85TH Street - Photo 43](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f3046945328r.jpg)

![12 W 85TH Street - Photo 44](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f822676926r.jpg)

![12 W 85TH Street - Photo 45](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f1933710269r.jpg)

![12 W 85TH Street - Photo 46](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f701917774r.jpg)

![12 W 85TH Street - Photo 47](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f1873271673r.jpg)

![12 W 85TH Street - Photo 48](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f2060226395r.jpg)

![12 W 85TH Street - Photo 49](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f3586183019r.jpg)

![12 W 85TH Street - Photo 50](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f378745450r.jpg)

![12 W 85TH Street - Photo 51](http://lh.rdcpix.com/8cefe457c9439d6ed813e318b49601e5l-f2296482749r.jpg)

---

**MLS#:** NJOC2044326 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/12-w-85th-street-harvey-cedars-nj-08008-45475e4b3f4b42dfa4f3d6b8671ea0e6)

---

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