About This Home

This 4-bedroom, 3-bathroom single family at 12 W 85TH Street in Harvey Cedars, NJ is listed for $3,495,000 ($1,328 per sqft). Built in 2003, the home offers 2,632 sqft of living space on a 0.12 acres lot.

Key Features

  • Built in 2003
  • 0.12 acre lot
  • 2 stories
  • 1 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full
1 space
2003

Amenities

FireplaceWaterfrontA/C
Listing Description

Dock & Dune A rare opportunity to enjoy the best of Harvey Cedars from one exceptional waterfront setting, Dock & Dune pairs the ease of lagoonfront living with the beach and town center just moments away. Tucked along desirable Kinsey Cove, the home is only 12 houses from the ocean while Black Eyed Susans, Azzurro, Neptune Market, and the heart of Harvey Cedars are all within an easy stroll.

It is a location that truly allows you to leave the car behind-walk to the beach, head into town for dinner, or step out back and onto the boat. Inside, the four-bedroom, three-and-a-half-bath residence has been impeccably renovated by Ken Kennard with a sophisticated yet relaxed coastal aesthetic.

Custom cabinetry, curated wallcoverings, and designer finishes bring character throughout, while the desirable non-reversed layout keeps the main living spaces naturally connected to the water. Expansive four-panel sliders open directly to the backyard, creating an effortless flow for summer entertaining and everyday life on the lagoon.

Outside, 60 feet of waterfront creates a private backdrop for boating, dining, and relaxing by the water, with ample room to add a pool for those looking to create a complete resort-style retreat. Beautifully finished, thoughtfully designed, and offered turnkey for immediate enjoyment, Dock & Dune captures the effortless beach, bay, and boating lifestyle that makes Harvey Cedars so special.

Monthly Cost Estimate

$18,692/mo

20% down · 6.5% · 30 years

Principal$2,528
Interest$15,145
Insurance$1,019

Estimates only. Actual payments may vary.

Location

12 W 85TH Street

Harvey Cedars, NJ 08008

HARVEY CEDARS

Features & Amenities

Interior Features

Bathroom - Tub ShowerBathroom - Walk-In ShowerCeiling Fan(s)Dining AreaFloor Plan - OpenKitchen - Eat-InRecessed LightingWood FloorsBuilt-InsKitchen - IslandPantrySpiral StaircaseSprinkler SystemWindow Treatments

Property Details

Construction

Frame

Parking

DrivewayGarage - Attached

Heating

BaseboardHot Water(Heating)

Cooling

Central Air

Appliances

Built-In MicrowaveCooktopDishwasherMicrowaveOven - WallRefrigeratorWaterHeaterOven - DoubleOven/Range - GasWasher/Dryer Stacked

Questions & Answers

This 4-bedroom, 3-bathroom single family at 12 W 85TH Street is listed at $3,495,000 ($1,328/sqft). The estimated monthly payment is $18,692 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2003, 0.12 acre lot, 2 stories, 1 parking spaces, Fireplace, Waterfront. Interior Features: Bathroom - Tub Shower, Bathroom - Walk-In Shower, Ceiling Fan(s).

This property is listed by Lieben Luedtke and can be reached at 6094948883.

LL

Lieben Luedtke

License 1434147

Agent at Joy Luedtke Real Estate, LLC

(609) 494-8883
Agent website

Listed by Joy Luedtke Real Estate, LLC · Broker phone: (609) 494-8883 · View on Broker Site · Broker website

MLS# NJOC2044326· Source: Bright MLS· 34 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12 W 85TH Street, Harvey Cedars, NJ 08008

Open this listing in: