About This Home

This 4-bedroom, 2-bathroom multi-family at 120 4th Avenue SE in Saint Cloud, MN is listed for $199,000 ($2,398 per sqft). Built in 1910, the home offers 83 sqft of living space on a 0.10 acres lot.

Key Features

  • Built in 1910
  • 0.10 acre lot

Property Details

2 full
1910
Listing Description

Investment Opportunity in St. Cloud! Explore the potential of this up-and-down duplex at 120 4th Ave SE in St. Cloud, Minnesota. Offering 4 bedrooms and 2 bathrooms across two units, this property presents an opportunity for investors looking to expand their rental portfolio or owner-occupants interested in living in one unit while generating rental income from the other.

Built in 1910, the property offers classic character, a full unfinished basement for additional storage or future possibilities, and a convenient location in southeast St. Cloud. Situated on approximately 0.10 acres, this property is worth a closer look for buyers seeking an investment with potential. Whether you're an experienced investor or just getting started, don't miss the opportunity to explore the possibilities this duplex has to offer!

Monthly Cost Estimate

$1,064/mo

20% down · 6.5% · 30 years

Principal$144
Interest$862
Insurance$58

Estimates only. Actual payments may vary.

Location

120 4th Avenue SE

Saint Cloud, MN 56304

East St Cloud

Property Details

Heating

Forced Air

Questions & Answers

This 4-bedroom, 2-bathroom multi-family at 120 4th Avenue SE is listed at $199,000 ($2,398/sqft). The estimated monthly payment is $1,064 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1910, 0.10 acre lot.

This property is listed by Stella Scholl.

SS

Stella Scholl

Agent at Premier Real Estate Services

Listed by Premier Real Estate Services · Broker phone: (320) 259-4554 · View on Broker Site · Broker website

MLS# 7129089· Source: Northstar MLS· 16 days on PropertySimple

Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

120 4th Avenue SE, Saint Cloud, MN 56304

Open this listing in: