# 120 4th Avenue SE, Saint Cloud, MN 56304 > **TL;DR:** 4bd/2ba multi-family, $199,000 ($2398/sqft), built 1910, 83 sqft. Est. $1,064/mo. Listed 17 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $199,000 | | Price/sqft | $2398 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 83 | | Year Built | 1910 | | Lot Size | 4,400 sqft (0.10 acres) | | Property Type | Multi-Family (Duplex) | | Status | Active | | Days on Market | 17 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,006 | | Estimated Insurance | $58 | | **Total** | **$1,064** | ## Property Highlights - Built in 1910 - 0.10 acre lot ## Description ### Agent Description Investment Opportunity in St. Cloud! Explore the potential of this up-and-down duplex at 120 4th Ave SE in St. Cloud, Minnesota. Offering 4 bedrooms and 2 bathrooms across two units, this property presents an opportunity for investors looking to expand their rental portfolio or owner-occupants interested in living in one unit while generating rental income from the other. Built in 1910, the property offers classic character, a full unfinished basement for additional storage or future possibilities, and a convenient location in southeast St. Cloud. Situated on approximately 0.10 acres, this property is worth a closer look for buyers seeking an investment with potential. Whether you're an experienced investor or just getting started, don't miss the opportunity to explore the possibilities this duplex has to offer! ## Location - **Address:** 120 4th Avenue SE, Saint Cloud, MN 56304 - **County:** Benton - **Neighborhood:** East St Cloud - **Coordinates:** 45.563365, -94.150765 - **Google Maps:** https://www.google.com/maps?q=45.563365,-94.150765 ## Listing Agent - **Name:** Stella Scholl - **Brokerage:** Premier Real Estate Services - **Broker Phone:** (320) 259-4554 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/120-4th-Ave-SE_Saint-Cloud_MN_56304_M78805-60843?f=listhub&s=RMLSMN&m=7129089&c=propsimple) ## Photos ![120 4th Avenue SE - Photo 1](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f2183487654r.jpg) ![120 4th Avenue SE - Photo 2](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f3456580454r.jpg) ![120 4th Avenue SE - Photo 3](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f401377380r.jpg) ![120 4th Avenue SE - Photo 4](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f4259633571r.jpg) ![120 4th Avenue SE - Photo 5](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f1073222865r.jpg) ![120 4th Avenue SE - Photo 6](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f3547137400r.jpg) ![120 4th Avenue SE - Photo 7](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f3085862389r.jpg) ![120 4th Avenue SE - Photo 8](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f1219942877r.jpg) ![120 4th Avenue SE - Photo 9](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f3083859714r.jpg) ![120 4th Avenue SE - Photo 10](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f1175104991r.jpg) ![120 4th Avenue SE - Photo 11](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f3083859714r.jpg) ![120 4th Avenue SE - Photo 12](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f2838614867r.jpg) ![120 4th Avenue SE - Photo 13](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f492299068r.jpg) ![120 4th Avenue SE - Photo 14](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f492299068r.jpg) ![120 4th Avenue SE - Photo 15](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f808561269r.jpg) ![120 4th Avenue SE - Photo 16](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f270068277r.jpg) ![120 4th Avenue SE - Photo 17](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f665878322r.jpg) ![120 4th Avenue SE - Photo 18](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f3877181467r.jpg) ![120 4th Avenue SE - Photo 19](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f369496985r.jpg) ![120 4th Avenue SE - Photo 20](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f361083532r.jpg) ![120 4th Avenue SE - Photo 21](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f2010109063r.jpg) ![120 4th Avenue SE - Photo 22](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f3390444556r.jpg) ![120 4th Avenue SE - Photo 23](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f822209688r.jpg) ![120 4th Avenue SE - Photo 24](http://lh.rdcpix.com/a1555febd5ac2a99eb94d7782ee8c56cl-f2626615435r.jpg) --- **MLS#:** 7129089 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/120-4th-avenue-se-saint-cloud-mn-56304-c4594b0d850d476ea956e6f97e8fedea) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/120-4th-avenue-se-saint-cloud-mn-56304-c4594b0d850d476ea956e6f97e8fedea#listing", "url": "https://www.propertysimple.ai/listing/120-4th-avenue-se-saint-cloud-mn-56304-c4594b0d850d476ea956e6f97e8fedea", "name": "120 4th Avenue SE, Saint Cloud, MN 56304", "description": "Investment Opportunity in St. Cloud! Explore the potential of this up-and-down duplex at 120 4th Ave SE in St. Cloud, Minnesota. 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