# 120 Charming Way, Santa Rosa Beach, FL 32459 > **TL;DR:** 5bd/7ba single family, $2,450,000 ($550/sqft), built 2027, 4,451 sqft. > A/C. Est. $14,004/mo. Listed 17 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,450,000 | | Price/sqft | $550 | | Bedrooms | 5 | | Bathrooms | 6 full, 1 half | | Square Feet | 4,451 | | Year Built | 2027 | | Lot Size | 3,920 sqft (0.09 acres) | | Stories | 4 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 17 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $12,389 | | Estimated Insurance | $715 | | HOA | $900 | | **Total** | **$14,004** | ## Nearby Schools - **Elementary:** Van R Butler - **Middle:** Emerald Coast - **High:** South Walton ## Key Amenities - A/C ## Property Highlights - Built in 2027 - 0.09 acre lot - 4 stories - 4 parking spaces ## Description ### Agent Description **OPEN HOUSE HELD IN MODEL HOME AT 8 CABA COVE TUE-SAT 10:00-4:00** To-Be-Built 4-Story Luxury Home with Private Pool, Elevator & Walk-Out Basement in The Reserves in Serenity at Dune Allen. Introducing an exceptional opportunity to own a brand-new, four-story coastal retreat in the highly desirable Reserves in Serenity at Dune Allen, a boutique community located across 30A from Dune Allen Beach Access. Offering over 4,400 square feet of thoughtfully designed living space, this impressive home combines luxury coastal design with incredible flexibility and includes a private heated pool, elevator servicing all four levels, including the basement, and multiple indoor and outdoor living spaces. Because this home is to be built, buyers have the opportunity to make it their own by selecting colors, finishes, kitchen and bathroom design elements, and even modifying or opening certain spaces to better accommodate their lifestyle. The walk-out basement level is designed for entertaining and versatility, featuring a spacious open flex area, secondary kitchen, full bathroom, and dedicated storage room. From this level, step directly outside to a beautifully finished covered porch and your private heated pool, creating an ideal outdoor entertainment space. The second level, which serves as the home's main entrance, features an open-concept layout with a large living room, spacious dining area, chef's kitchen, guest suite with private en-suite bathroom, laundry room, and half bath. On the third level, a loft with wet bar provides an additional gathering space. The primary suite features a walk-in closet and spa-inspired bathroom with a double vanity, garden tub, and separate custom-tiled frameless glass shower. Two additional bedrooms are also located on this level, each with its own private en-suite bathroom. The fourth level is designed for fun and relaxation, with a large bunk/game room, wet bar, and full bathroom featuring a double vanity and shower/tub combination. A large, covered balcony overlooks the private pool and preservation area behind the home, providing an impressive setting for enjoying the coastal surroundings. Located less than half a mile from public beach access and the popular Stinky's Fish Camp, with Topsail Hill Preserve State Park and additional 30A shopping and dining just a short distance away, this home offers an exceptional combination of location, luxury, and customization. Build a coastal retreat designed around the way you want to live--just moments from the beach in one of Dune Allen's most desirable communities. ## Location - **Address:** 120 Charming Way, Santa Rosa Beach, FL 32459 - **County:** Walton - **Neighborhood:** RESERVES IN SERENITY AT DUNE ALLEN - **Coordinates:** 30.358703, -86.254034 - **Google Maps:** https://www.google.com/maps?q=30.358703,-86.254034 ## Listing Agent - **Name:** Stephen W Jacobs · **License:** 3607978 - **Brokerage:** Keller Williams Realty- Emerald Coast - **Phone:** 6155663483 - **Broker Phone:** (850) 654-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/120-Charming-Way_Santa-Rosa-Beach_FL_32459_M98419-30422?f=listhub&s=ECARMLSFL&m=1011912&c=propsimple) ## Photos ![120 Charming Way - Photo 1](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f1235522276r.jpg) ![120 Charming Way - Photo 2](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f601778727r.jpg) ![120 Charming Way - Photo 3](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f4246467771r.jpg) ![120 Charming Way - Photo 4](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f1688879658r.jpg) ![120 Charming Way - Photo 5](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f2886724354r.jpg) ![120 Charming Way - Photo 6](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f3940868742r.jpg) ![120 Charming Way - Photo 7](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f3739029754r.jpg) ![120 Charming Way - Photo 8](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f921216203r.jpg) ![120 Charming Way - Photo 9](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f1758140069r.jpg) ![120 Charming Way - Photo 10](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f3001361885r.jpg) ![120 Charming Way - Photo 11](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f1411885670r.jpg) ![120 Charming Way - Photo 12](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f3921699785r.jpg) ![120 Charming Way - 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Photo 23](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f4204150226r.jpg) ![120 Charming Way - Photo 24](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f3549664220r.jpg) ![120 Charming Way - Photo 25](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f3089032794r.jpg) ![120 Charming Way - Photo 26](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f401843915r.jpg) ![120 Charming Way - Photo 27](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f3665013812r.jpg) ![120 Charming Way - Photo 28](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f3933400460r.jpg) ![120 Charming Way - Photo 29](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f1034372959r.jpg) ![120 Charming Way - Photo 30](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f857301289r.jpg) ![120 Charming Way - Photo 31](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f2999971608r.jpg) ![120 Charming Way - Photo 32](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f724765544r.jpg) ![120 Charming Way - Photo 33](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f1287134186r.jpg) ![120 Charming Way - Photo 34](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f2900515838r.jpg) ![120 Charming Way - Photo 35](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f831913575r.jpg) ![120 Charming Way - Photo 36](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f3381119789r.jpg) ![120 Charming Way - Photo 37](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f1259688335r.jpg) ![120 Charming Way - Photo 38](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f2303223764r.jpg) ![120 Charming Way - Photo 39](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f2350436791r.jpg) ![120 Charming Way - Photo 40](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f149212546r.jpg) ![120 Charming Way - Photo 41](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f4169167599r.jpg) ![120 Charming Way - Photo 42](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f2966010833r.jpg) ![120 Charming Way - Photo 43](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f3151137136r.jpg) ![120 Charming Way - Photo 44](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f536165428r.jpg) ![120 Charming Way - Photo 45](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f219756863r.jpg) ![120 Charming Way - Photo 46](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f1196035138r.jpg) ![120 Charming Way - Photo 47](http://lh.rdcpix.com/2f88fcd9d3b5ad20a0eeff82c65d6c4fl-f667891172r.jpg) --- **MLS#:** 1011912 | **Updated:** 2026-09-23 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/120-charming-way-santa-rosa-beach-fl-32459-1011912) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/120-charming-way-santa-rosa-beach-fl-32459-1011912#listing", "url": "https://www.propertysimple.ai/listing/120-charming-way-santa-rosa-beach-fl-32459-1011912", "name": "120 Charming Way, Santa Rosa Beach, FL 32459", "description": "**OPEN HOUSE HELD IN MODEL HOME AT 8 CABA COVE TUE-SAT 10:00-4:00** To-Be-Built 4-Story Luxury Home with Private Pool, Elevator & Walk-Out Basement in The Reserves in Serenity at Dune Allen. Introducing an exceptional opportunity to own a brand-new, four-story coastal retreat in the highly desirable Reserves in Serenity at Dune Allen, a boutique community located across 30A from Dune Allen Beach Access. Offering over 4,400 square feet of thoughtfully designed living space, this impressive home combines luxury coastal design with incredible flexibility and includes a private heated pool, elevator servicing all four levels, including the basement, and multiple indoor and outdoor living spaces. Because this home is to be built, buyers have the opportunity to make it their own by selecting colors, finishes, kitchen and bathroom design elements, and even modifying or opening certain spaces to better accommodate their lifestyle. The walk-out basement level is designed for entertaining and versatility, featuring a spacious open flex area, secondary kitchen, full bathroom, and dedicated storage room. From this level, step directly outside to a beautifully finished covered porch and your private heated pool, creating an ideal outdoor entertainment space. The second level, which serves as the home's main entrance, features an open-concept layout with a large living room, spacious dining area, chef's kitchen, guest suite with private en-suite bathroom, laundry room, and half bath. On the third level, a loft with wet bar provides an additional gathering space. The primary suite features a walk-in closet and spa-inspired bathroom with a double vanity, garden tub, and separate custom-tiled frameless glass shower. Two additional bedrooms are also located on this level, each with its own private en-suite bathroom. The fourth level is designed for fun and relaxation, with a large bunk/game room, wet bar, and full bathroom featuring a double vanity and shower/tub combination. 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