# 120 E Monterey Street, Denison, TX 75021

> **TL;DR:** 8bd/4ba multi-family, $385,000, built 1950.
> A/C. Est. $2,059/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $385,000 |
| Bedrooms | 8 |
| Bathrooms | 4 full |
| Year Built | 1950 |
| Lot Size | 14,985 sqft (0.34 acres) |
| Stories | 1 |
| Property Type | Multi-Family (Quadruplex) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,947 |
| Estimated Insurance | $112 |
| **Total** | **$2,059** |

## Nearby Schools

- **Elementary:** Lamar
- **Middle:** Henry Scott
- **High:** Denison

## Key Amenities

- A/C

## Property Highlights

- Built in 1950
- 0.34 acre lot
- 4 parking spaces

## Description

### Agent Description
Fantastic investment opportunity offering four income-producing units in one property! This quadplex is an excellent addition to any real estate portfolio, providing multiple streams of rental income and long-term investment potential. Whether you're an experienced investor or looking to expand your holdings, this property offers the opportunity to generate consistent cash flow in a desirable location. Each of the four units features a functional 2-bedroom, 1-bath floor plan designed to appeal to a wide range of tenants. Bright and inviting living areas flow seamlessly into the kitchen and dining spaces, creating comfortable layouts ideal for everyday living. The well-sized primary bedrooms provide a relaxing retreat, while the secondary bedrooms offer flexibility for guests, a home office, nursery, or additional flex space, making each unit attractive to today's renters. Thoughtfully designed floor plans, low-maintenance living, and strong rental appeal make this property an ideal option for long-term tenants. With four separate units under one roof, investors benefit from diversified rental income while reducing vacancy risk. Whether you're looking for a cash-flowing investment property, a turnkey addition to your portfolio, or a multi-unit asset with long-term appreciation potential, this quadplex delivers exceptional value and opportunity.

## Location

- **Address:** 120 E Monterey Street, Denison, TX 75021
- **County:** Grayson
- **Neighborhood:** Dumas J P Add
- **Coordinates:** 33.743787, -96.534864
- **Google Maps:** https://www.google.com/maps?q=33.743787,-96.534864

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21325267

## Listing Agent

- **Name:** Bernard Bell
- **Brokerage:** OmniKey Realty, LLC.
- **Phone:** (972) 480-8280
- **Broker Phone:** (972) 480-8280
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/120-E-Monterey-St_Denison_TX_75021_M76435-02217?f=listhub&s=NTREIS&m=21325267&c=propsimple)

## Photos

![120 E Monterey Street - Photo 1](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f534825566r.jpg)

![120 E Monterey Street - Photo 2](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f3012436433r.jpg)

![120 E Monterey Street - Photo 3](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f4080329323r.jpg)

![120 E Monterey Street - Photo 4](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f3709786741r.jpg)

![120 E Monterey Street - Photo 5](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f2714625537r.jpg)

![120 E Monterey Street - Photo 6](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f3231936999r.jpg)

![120 E Monterey Street - Photo 7](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f1594191285r.jpg)

![120 E Monterey Street - Photo 8](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f1112058419r.jpg)

![120 E Monterey Street - Photo 9](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f1421832973r.jpg)

![120 E Monterey Street - Photo 10](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f327806970r.jpg)

![120 E Monterey Street - Photo 11](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f2697690207r.jpg)

![120 E Monterey Street - Photo 12](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f4070903987r.jpg)

![120 E Monterey Street - Photo 13](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f607481949r.jpg)

![120 E Monterey Street - Photo 14](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f1352236518r.jpg)

![120 E Monterey Street - Photo 15](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f3483071192r.jpg)

![120 E Monterey Street - Photo 16](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f1347499274r.jpg)

![120 E Monterey Street - Photo 17](http://lh.rdcpix.com/f34371aa67a7d81ee543b81765ca7554l-f955178273r.jpg)

---

**MLS#:** 21325267 | **Updated:** 2026-09-02
**Source:** listhub

*Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/120-e-monterey-street-denison-tx-75021-21325267)

---

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