About This Home

This 3-bedroom, 2-bathroom single family at 120 Fern Avenue in Chattanooga, TN is listed for $329,999 ($191 per sqft). Built in 1948, the home offers 1,727 sqft of living space on a 0.44 acres lot.

Key Features

  • Built in 1948
  • 0.44 acre lot
  • Fireplace

Property Details

1 story
2 full
1948

Amenities

FireplaceHardwoodA/CRV Parking
Listing Description

A distinctive floor plan, a spacious primary retreat, and room to park your RV set this Lookout Valley home apart. Offering three bedrooms and two full baths, 120 Fern Avenue pairs inviting living spaces with features that make everyday life more comfortable.

Custom cabinetry and granite countertops anchor the kitchen, while the generously sized primary suite includes a large walk-in closet and a spacious private bath with a tiled shower and clawfoot tub. A separate, centrally located bathroom with a Jack-and-Jill-style arrangement adds versatility to the layout.

The pull-down attic has been improved with flooring, lighting, and insulation for additional storage. Outside, the long gravel driveway provides ample parking, including space for an RV alongside the home, with an RV electrical connection at an outbuilding.

Hot and cold water connections are available both beside the home and within the fenced backyard, adding convenience for outdoor projects and cleanup. Two storage buildings offer additional space for equipment and hobbies, while the backyard provides room to gather and entertain.

Extensive renovations in 2009 included siding, plumbing, electrical, windows, insulation, most of the drywall, a metal roof, and porches. Set in scenic Lookout Valley, this home brings together generous space, individual character, and practical amenities.

Monthly Cost Estimate

$1,765/mo

20% down · 6.5% · 30 years

Principal$239
Interest$1,430
Insurance$96

Estimates only. Actual payments may vary.

Location

120 Fern Avenue

Chattanooga, TN 37419

Tiftonia Sec No 1

Features & Amenities

Interior Features

Ceiling Fan(s)ChandelierConnected Shared BathroomCrown MoldingDouble VanityEn SuiteGranite CountersOpen FloorplanPlumbedPrimary DownstairsRecessed LightingSeparate Dining RoomSeparate ShowerSitting AreaSoaking TubSound SystemStorageTub/shower ComboWalk-In Closet(s)Wired for Sound

Exterior Features

LightingPrivate YardRain GuttersRV HookupStorage

Property Details

Flooring

CarpetHardwoodTile

Construction

Brick Vinyl Siding

Outdoor Features

PatioPorch

Parking

DrivewayRV

Heating

Electric (Heating)Central

Cooling

Central AirCeiling Fan(s)Electric

Appliances

Washer/DryerSelf Cleaning OvenRefrigeratorOvenMicrowaveFree-Standing RefrigeratorFree-Standing Electric RangeElectric Water HeaterElectric OvenElectric CooktopDouble OvenDisposalDishwasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 120 Fern Avenue is listed at $329,999 ($191/sqft). The estimated monthly payment is $1,765 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1948, 0.44 acre lot, Fireplace. Interior Features: Ceiling Fan(s), Chandelier, Connected Shared Bathroom. Exterior Features: Lighting, Private Yard, Rain Gutters.

This property is listed by Sherry Lawrence.

SL

Sherry Lawrence

License 289990

Agent at Zach Taylor Real Estate

Listed by Zach Taylor Real Estate · Broker phone: (423) 451-6654 · View on Broker Site · Broker website

MLS# 1544295· Source: Greater Chattanooga Association of REALTORS· 20 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

120 Fern Avenue, Chattanooga, TN 37419

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