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About This Home

This 3-bedroom, 4-bathroom single family at 120 Garnet Place in Destin, FL is listed for $1,250,000 ($371 per sqft). Built in 2002, the home offers 3,373 sqft of living space on a 0.19 acres lot.

Agent Description

WHAT A VIEW! Catch your breath! The Choctawhatchee Bay, the Emerald Bay Golf Course and oh the sunset! This custom built one owner Bay Front home is on the 16th green and perfect for entertaining! Designed for your relaxed, elegant lifestyle! Soaring ceilings, crown molding and architectural details throughout!

This house says QUALITY! Meticulously maintained and exquisitely appointed, this spacious home is ready to be enjoyed by you, your friends and family. Enter into the welcoming foyer and step into the expansive tiled great room with fireplace and wet bar.

Enjoy sweeping golf course views from nearly every room, as the main living areas and primary suite open seamlessly to the outdoor space. No expense has been spared! The finishes in this home are first class and the space is very well utilized. Great storage, large living space & closets galore.

The kitchen is as functional as it is inviting, with granite countertops, stainless steel appliances, a prep island, under-cabinet lighting, tiled backsplash, and custom cabinetry for storage.The en suite bath features a jetted tub, separate shower, dual vanities, a private water closet, and two closets, including a walk-in.

Designed with everyday comfort in mind, the home also includes a laundry room and cabinetry. Truly move-in ready, this home offers a turn-key opportunity in one of the area's most sought-after communities. Located in an X flood zone with a low HOA, Emerald Bay provides access to golf, a clubhouse, tennis courts, and a community pool--all just minutes from shopping, dining, and the beach.

Key Features

  • Built in 2002
  • 0.19 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
2002

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$6,918/mo

20% down · 6.5% · 30 years

Principal$904
Interest$5,417
Insurance$365
HOA$233

Estimates only. Actual payments may vary.

Location

120 Garnet Place

Destin, FL 32541

EMERALD BAY PH 1-B

Features & Amenities

Interior Features

Breakfast BarCeiling RaisedKitchen IslandLighting RecessedPantryPull Down StairsWet BarWoodwork Painted

Exterior Features

BalconySprinkler System

Property Details

Flooring

CarpetHardwoodTile

Construction

Stucco

Pool Features

DeckPorchPatio

Heating

Natural Gas

Cooling

Central Air

Appliances

Auto Garage Door OpnCooktopDishwasherDisposalDryerOven Self CleaningRefrigeratorRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWasherWater Heater - Tnkls

Questions & Answers

This 3-bedroom, 4-bathroom single family at 120 Garnet Place is listed at $1,250,000 ($371/sqft). The estimated monthly payment is $5,650 based on 20% down at 6.5% interest.

HOA fees are $233/month.

Key features include: Built in 2002, 0.19 acre lot, 2 stories, Fireplace. Interior Features: Breakfast Bar, Ceiling Raised, Kitchen Island. Exterior Features: Balcony, Sprinkler System.

This property is listed by Teri L Davis and can be reached at (850) 428-2360 or teri@teridavis.com.

TD

Teri L Davis

Agent at Scenic Real Estate

(850) 428-2360

Listed by Scenic Real Estate · View on Broker Site

MLS# 1001370· Source: listhub· Updated 40 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

120 Garnet Place, Destin, FL 32541

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