About This Home

This 0-bedroom, 0-bathroom single family at 120 Gharkey St unit 1 in Santa Cruz, CA is listed for $800,000 ($208 per sqft). the home offers 3,849 sqft of living space on a N/A lot.

Listing Description

New co-ownership opportunity: Own one-eighth of this turnkey home, professionally managed by Pacaso. Fresh and modern, this home and ADU are just 3 houses from West Cliff Drive and the water. A minimalist vibe is embodied by polished concrete floors, metal-framed windows and open living spaces.

The bright great room has a sliding window wall for indoor-outdoor living, a spacious dining area, and a chef's kitchen featuring an oversized island for casual dining. Upstairs is a private primary bedroom that opens to a roof terrace with a fireplace, TV and ocean views. The modern en suite bathroom is perfect for a relaxing soak. In the gated backyard, the 1-bedroom guest house has its own kitchen, living and dining space, laundry and bathroom. The home comes fully furnished and professionally decorated.

Monthly Cost Estimate

$4,279/mo

20% down · 6.5% · 30 years

Principal$579
Interest$3,467
Insurance$233

Estimates only. Actual payments may vary.

Location

120 Gharkey St unit 1

Santa Cruz, CA 95060

Questions & Answers

This 0-bedroom, 0-bathroom single family at 120 Gharkey St unit 1 is listed at $800,000 ($208/sqft). The estimated monthly payment is $4,278 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

This property is listed by Melanie Muters.

MM

Melanie Muters

Agent at Engel & Volkers Napa

Listed by Engel & Volkers Napa · Broker phone: 7079271050 · Broker website

MLS# AM-5044061· Source: Engel & Völkers· 7 days on PropertySimple

Copyright © 2026 Engel & Völkers. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

120 Gharkey St unit 1, Santa Cruz, CA 95060

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