# 120 Lower Ray Creek Road, Townsend, MT 59644

> **TL;DR:** 3bd/3ba single family, $1,900,000 ($627/sqft), built 1999, 3,030 sqft.
> View, Hardwood, 4-car garage. Est. $10,161/mo. Listed 295 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,900,000 |
| Price/sqft | $627 |
| Bedrooms | 3 |
| Bathrooms | 1 full |
| Square Feet | 3,030 |
| Year Built | 1999 |
| Lot Size | 1,816,452 sqft (41.70 acres) |
| Stories | 2 |
| Garage | 4-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 295 |

## Why This Home Stands Out

- **Views** - Mountains
- **Large Garage** - 4-car garage
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $9,607 |
| Estimated Insurance | $554 |
| **Total** | **$10,161** |

## Key Amenities

- View
- Hardwood
- 4-car garage

## Property Highlights

- Built in 1999
- 41.70 acre lot
- 2 stories

## Description

### Agent Description
This property is located in the heart of Broadwater County, offering 41+ acres of amazing potential. It is ideally situated between the public lands along Canyon Ferry Lake and the Montana Ditch. The custom log home spans over 3,000 square feet, thoughtfully designed with a bedroom and bathroom on each level. Enjoy a peaceful setting with mature trees and landscaping, perfect for morning coffee on the covered porch as the sun rises over the Big Belt Mountains. The property includes a 40x50 shop with a half bathroom, providing ample space for storage. It is fenced and cross-fenced, perfect for livestock, and includes productive flood-irrigated hay ground with one share from the Montana Ditch. Wildlife, including whitetail deer and various birds, frequently visit the area. Beyond the property, many other recreational opportunities are available nearby.

## Location

- **Address:** 120 Lower Ray Creek Road, Townsend, MT 59644
- **County:** Broadwater
- **Coordinates:** 46.384686, -111.47638
- **Google Maps:** https://www.google.com/maps?q=46.384686,-111.47638

## Listing Agent

- **Name:** Jacob Cartwright · **License:** BRO-99187
- **Brokerage:** Crosscurrent Real Estate
- **Broker Phone:** (406) 980-0128
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/120-Lower-Ray-Creek-Rd_Townsend_MT_59644_M75579-80209?f=listhub&s=GARMT&m=407858&c=propsimple)

## Photos

![120 Lower Ray Creek Road - Photo 1](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f2531377472r.jpg)

![120 Lower Ray Creek Road - Photo 2](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f1240133604r.jpg)

![120 Lower Ray Creek Road - Photo 3](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f3471686569r.jpg)

![120 Lower Ray Creek Road - Photo 4](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f473075623r.jpg)

![120 Lower Ray Creek Road - Photo 5](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f3061015073r.jpg)

![120 Lower Ray Creek Road - Photo 6](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f214216150r.jpg)

![120 Lower Ray Creek Road - Photo 7](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f932497826r.jpg)

![120 Lower Ray Creek Road - Photo 8](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f567053390r.jpg)

![120 Lower Ray Creek Road - Photo 9](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f335688409r.jpg)

![120 Lower Ray Creek Road - Photo 10](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f863204514r.jpg)

![120 Lower Ray Creek Road - Photo 11](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f1240382753r.jpg)

![120 Lower Ray Creek Road - Photo 12](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f349533126r.jpg)

![120 Lower Ray Creek Road - Photo 13](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f1907092358r.jpg)

![120 Lower Ray Creek Road - Photo 14](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f1826473427r.jpg)

![120 Lower Ray Creek Road - Photo 15](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f3781969716r.jpg)

![120 Lower Ray Creek Road - Photo 16](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f1045228052r.jpg)

![120 Lower Ray Creek Road - Photo 17](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f4192022122r.jpg)

![120 Lower Ray Creek Road - Photo 18](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f1301539269r.jpg)

![120 Lower Ray Creek Road - Photo 19](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f2098774557r.jpg)

![120 Lower Ray Creek Road - Photo 20](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f3279250643r.jpg)

![120 Lower Ray Creek Road - Photo 21](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f1804652643r.jpg)

![120 Lower Ray Creek Road - Photo 22](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f2611705187r.jpg)

![120 Lower Ray Creek Road - Photo 23](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f1523736156r.jpg)

![120 Lower Ray Creek Road - Photo 24](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f2280999804r.jpg)

![120 Lower Ray Creek Road - Photo 25](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f1809233975r.jpg)

![120 Lower Ray Creek Road - Photo 26](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f3763670948r.jpg)

![120 Lower Ray Creek Road - Photo 27](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f3684979952r.jpg)

![120 Lower Ray Creek Road - Photo 28](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f1362622158r.jpg)

![120 Lower Ray Creek Road - Photo 29](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f2679306806r.jpg)

![120 Lower Ray Creek Road - Photo 30](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f3267162437r.jpg)

![120 Lower Ray Creek Road - Photo 31](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f1990233487r.jpg)

![120 Lower Ray Creek Road - Photo 32](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f3467704771r.jpg)

![120 Lower Ray Creek Road - Photo 33](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f910287197r.jpg)

![120 Lower Ray Creek Road - Photo 34](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f1196119920r.jpg)

![120 Lower Ray Creek Road - Photo 35](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f1707771370r.jpg)

![120 Lower Ray Creek Road - Photo 36](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f841151218r.jpg)

![120 Lower Ray Creek Road - Photo 37](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f4253829040r.jpg)

![120 Lower Ray Creek Road - Photo 38](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f3793938466r.jpg)

![120 Lower Ray Creek Road - Photo 39](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f2689927365r.jpg)

![120 Lower Ray Creek Road - Photo 40](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f304837914r.jpg)

![120 Lower Ray Creek Road - Photo 41](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f1961961332r.jpg)

![120 Lower Ray Creek Road - Photo 42](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f4151606432r.jpg)

![120 Lower Ray Creek Road - Photo 43](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f2946233356r.jpg)

![120 Lower Ray Creek Road - Photo 44](http://lh.rdcpix.com/c79f9a1337a88ff772fa8008dc695c94l-f1984805873r.jpg)

---

**MLS#:** 407858 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 Big Sky Country MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/120-lower-ray-creek-road-townsend-mt-59644-fb5c05cc22ba485493235d433b97f34a)

---

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```