Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 0-bedroom, 0-bathroom commercial at 120 Maple ST in Santa Cruz, is listed for $1,259,000. Built in 1885, on a 0.08 acres lot.

Agent Description

This Historic Victorian Gem in Prime Downtown Santa Cruz has exceptional opportunities awaiting nestled in the heart of Santa Cruz. This 4 bedroom, 1 bathroom combines vintage character with an unbeatable downtown location, just minutes from the iconic Boardwalk and pristine beaches.

Step inside to discover soaring ceilings that create an airy, expansive feel throughout this classic home. The inviting living space centers around a beautiful fireplace, perfect for cozy gatherings on cool coastal evenings. Abundant natural light highlights the home's period details and thoughtful layout.

Outdoor living shines on both the welcoming front porch which is perfect for watching the world go by with your morning coffee and also has a generous back patio. The private rear outdoor retreat provides an ideal setting for afternoon barbecues or evening entertainment under the stars, offering a peaceful escape from the vibrant downtown energy just steps away.

Positioned in the coveted CBD (Central Business District) zone, this property offers remarkable versatility for its next owner. Maintain it as a rental or convert it to your personal residence or explore the endless commercial possibilities the CBD zoning gives you. This home has the perfect combination of historic charm and location!

Key Features

  • Built in 1885
  • 0.08 acre lot

Property Details

1885

Monthly Cost Estimate

$6,733/mo

20% down · 6.5% · 30 years

Principal$911
Interest$5,456
Insurance$367

Estimates only. Actual payments may vary.

Location

120 Maple ST

Santa Cruz, 95060

Property Details

Parking

On Street

Heating

Wall Furnace

Questions & Answers

This 0-bedroom, 0-bathroom commercial at 120 Maple ST is listed at $1,259,000. The estimated monthly payment is $5,456 based on 20% down at 6.5% interest.

Key features include: Built in 1885, 0.08 acre lot.

This property is listed by Joe Prather and can be reached at 8315158133 or joepratherrealtor@gmail.com.

JP

Joe Prather

Agent at eXp Realty of California Inc

(831) 515-8133

Listed by eXp Realty of California Inc

MLS# ML82043008· Source: listhub· Updated today

Copyright © 2026 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

120 Maple ST, Santa Cruz, 95060

Open this listing in: