# 120 Maple ST, Santa Cruz, CA 95060

> **TL;DR:** 4bd/1ba single family, $1,259,000 ($960/sqft), built 1885, 1,312 sqft.
> Fireplace. Est. $6,733/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,259,000 |
| Price/sqft | $960 |
| Bedrooms | 4 |
| Bathrooms | 1 full |
| Square Feet | 1,312 |
| Year Built | 1885 |
| Lot Size | 3,615 sqft (0.08 acres) |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $6,366 |
| Estimated Insurance | $367 |
| **Total** | **$6,733** |

## Key Amenities

- Fireplace

## Property Highlights

- Built in 1885
- 0.08 acre lot
- Fireplace

## Description

### Agent Description
A perfect home for a 1031 exchange or college rental! This Historic Victorian Gem in Prime Downtown Santa Cruz has exceptional opportunities awaiting nestled in the heart of Santa Cruz. This 4 bedroom, 1 bathroom combines vintage character with an unbeatable downtown location, just minutes from the iconic Boardwalk and pristine beaches. Step inside to discover soaring ceilings that create an airy, expansive feel throughout this classic home. The inviting living space centers around a beautiful fireplace, perfect for cozy gatherings on cool coastal evenings. Abundant natural light highlights the home's period details and thoughtful layout. Outdoor living shines on both the welcoming front porch which is perfect for watching the world go by with your morning coffee and also has a generous back patio. The private rear outdoor retreat provides an ideal setting for afternoon barbecues or evening entertainment under the stars, offering a peaceful escape from the vibrant downtown energy just steps away. Positioned in the coveted CBD (Central Business District) zone, this property offers remarkable versatility for its next owner. Maintain it as a rental or convert it to your personal residence or explore the endless commercial possibilities the CBD zoning gives you.

## Location

- **Address:** 120 Maple ST, Santa Cruz, CA 95060
- **Coordinates:** 36.970281, -122.025996
- **Google Maps:** https://www.google.com/maps?q=36.970281,-122.025996

## Virtual Tour & Media

- **Video Tour:** https://my.matterport.com/show/?m=pRjYyHES1P6&

## Listing Agent

- **Name:** Joe Prather · **License:** 02001091
- **Brokerage:** eXp Realty of California, Inc.
- **Phone:** 8315158133
- **Broker Phone:** (888) 584-9427 x119
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/120-Maple-St_Santa-Cruz_CA_95060_M24167-14488?f=listhub&s=MLSLCA&m=ML82043001&c=propsimple)

## Photos

![120 Maple ST - Photo 1](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f2334255703r.jpg)

![120 Maple ST - Photo 2](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f731655097r.jpg)

![120 Maple ST - Photo 3](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f4109948749r.jpg)

![120 Maple ST - Photo 4](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f1745731500r.jpg)

![120 Maple ST - Photo 5](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f649762012r.jpg)

![120 Maple ST - Photo 6](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f2483900536r.jpg)

![120 Maple ST - Photo 7](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f668940666r.jpg)

![120 Maple ST - Photo 8](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f51667152r.jpg)

![120 Maple ST - Photo 9](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f3358572801r.jpg)

![120 Maple ST - Photo 10](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f292174r.jpg)

![120 Maple ST - Photo 11](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f2372320884r.jpg)

![120 Maple ST - Photo 12](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f3929327031r.jpg)

![120 Maple ST - Photo 13](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f489603780r.jpg)

![120 Maple ST - Photo 14](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f1320941513r.jpg)

![120 Maple ST - Photo 15](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f2091508842r.jpg)

![120 Maple ST - Photo 16](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f1802015807r.jpg)

![120 Maple ST - Photo 17](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f1473727072r.jpg)

![120 Maple ST - Photo 18](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f1625132261r.jpg)

![120 Maple ST - Photo 19](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f2937558432r.jpg)

![120 Maple ST - Photo 20](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f3700838496r.jpg)

![120 Maple ST - Photo 21](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f4225635087r.jpg)

![120 Maple ST - Photo 22](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f4022413606r.jpg)

![120 Maple ST - Photo 23](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f59254993r.jpg)

![120 Maple ST - Photo 24](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f190426548r.jpg)

![120 Maple ST - Photo 25](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f349369563r.jpg)

![120 Maple ST - Photo 26](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f191577913r.jpg)

![120 Maple ST - Photo 27](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f2280348713r.jpg)

![120 Maple ST - Photo 28](http://lh.rdcpix.com/578cca6d1f10e8bd53c23dd200d33458l-f728264652r.jpg)

---

**MLS#:** ML82043001 | **Updated:** 2026-09-28
**Source:** listhub

*Copyright © 2026 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/120-maple-st-santa-cruz-ca-95060-82043001)

---

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