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About This Home

This 3-bedroom, 3-bathroom single family at 120 Mosaic Oaks Circle in Santa Rosa Beach, FL is listed for $440,000 ($229 per sqft). Built in 2015, the home offers 1,920 sqft of living space on a 0.07 acres lot.

Agent Description

***Home Sweet Home***This 3BR/2.5BA home has been lovingly maintained and offers plenty of charm. The main level features a spacious family room, upgraded kitchen, two dining areas, and a convenient half bath. NEW FENCE in the backyard and Fresh sod. Enjoy mornings on the generously sized wraparound covered porch.

Upstairs, the oversized primary suite provides a private retreat with ample closet space, while two additional bedrooms and a guest bath complete the floorplan. Fresh paint and cozy details throughout make this home move-in ready. Located in the quiet community of Mosaic Oaks, you'll be just minutes from both the beach and bay, plus everyday conveniences.

Key Features

  • Built in 2015
  • 0.07 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2015

Amenities

A/C

Monthly Cost Estimate

$2,403/mo

20% down · 6.5% · 30 years

Principal$318
Interest$1,907
Insurance$128
HOA$50

Estimates only. Actual payments may vary.

Location

120 Mosaic Oaks Circle

Santa Rosa Beach, FL 32459

Mosaic Oaks

Features & Amenities

Interior Features

Newly Painted

Property Details

Flooring

TileCarpetLaminate

Construction

Siding CmntFbrHrdBrd

Pool Features

PatioPorch

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRefrigerator W/IceMkStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 3-bedroom, 3-bathroom single family at 120 Mosaic Oaks Circle is listed at $440,000 ($229/sqft). The estimated monthly payment is $1,957 based on 20% down at 6.5% interest.

HOA fees are $50/month.

Key features include: Built in 2015, 0.07 acre lot, 2 stories. Interior Features: Newly Painted.

This property is listed by Victoria N Davis and can be reached at 8506991293 or victoria@redteamflorida.com.

VD

Victoria N Davis

Agent at EXP Realty LLC

(850) 699-1293

Listed by EXP Realty LLC · View on Broker Site

MLS# 986760· Source: listhub· Updated 242 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

120 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459

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