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About This Home

This 4-bedroom, 5-bathroom single family at 120 Shady Cove Road in Troutman, NC is listed for $1,600,000 ($476 per sqft). Built in 1966, the home offers 3,363 sqft of living space on a 0.99 acres lot.

Agent Description

Enjoy the best of lake living in this beautifully designed waterfront home on Lake Norman, where thoughtful layout, expansive views, and exceptional outdoor amenities come together. The main level features a desirable split-bedroom design with a spacious primary suite and two additional bedrooms, each with its own ensuite bath and serene lake views.

A light-filled living room with gas log fireplace opens to the well-appointed kitchen, complete with granite countertops, gray subway tile backsplash, custom cabinetry with pullout drawers, built-in pantry, wall oven and microwave, and smooth-top electric cooktop, all complemented by a casual breakfast area overlooking the water.

A formal dining room with French doors, lake views, and flexible use potential adds even more versatility. The primary suite offers a generous walk-in closet and an accessible bath with easy-entry shower, bench, and grab bars. The lower level provides a fully equipped second living quarters with its own kitchen, living room, bedroom with ensuite ba

th and walk-in closet, laundry, and private access, ideal for extended stays or multi-purpose living. Additional spaces include a large workshop with full bath and a separate storage area with garage-style access, perfect for hobbies or lake gear. Outdoor living is truly exceptional, with a screened porch, covered patio, and an expansive wraparound deck designed to capture breathtaking views.

The shoreline is enhanced by a long boardwalk, rare private boat ramp, and an impressive pier with gazebo leading to a stationary dock and two floating docks, including a covered slip with lift. Parking is abundant with an oversized side-load three-car garage, lower-level two-car carport, and circular drive.

With no HOA and flexible-use potential, this property offers a unique opportunity to enjoy, share, or invest in a remarkable lakefront setting, all supported by thoughtful upgrades including a whole-house generator, water filtration system, multiple water heaters, and well-maintained mechanical systems. Home comes with 1-year warranty for peace of mind!

Key Features

  • Built in 1966
  • 0.98 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
5 full
1966

Amenities

FireplaceWaterfrontViewA/C

Monthly Cost Estimate

$8,557/mo

20% down · 6.5% · 30 years

Principal$1,157
Interest$6,933
Insurance$467

Estimates only. Actual payments may vary.

Location

120 Shady Cove Road

Troutman, NC 28166

Shady Cove

Features & Amenities

Interior Features

Attic Stairs PulldownOpen FloorplanPantryStorageWalk-In Closet(s)

Exterior Features

Dock - Floating

Property Details

Flooring

WoodTileVinyl

Construction

Brick Full

Views

Water

Pool Features

PatioDeckPorch

Parking

CarportDrivewayGarageGarage - AttachedOpen

Heating

Electric (Heating)Propane (Heating)Heat Pump (Heating)

Cooling

Central AirCeiling Fan(s)

Appliances

Bar FridgeDishwasherElectric CooktopElectric OvenElectric RangeElectric Water HeaterExhaust HoodMicrowaveSelf Cleaning OvenWall Oven

Questions & Answers

This 4-bedroom, 5-bathroom single family at 120 Shady Cove Road is listed at $1,600,000 ($476/sqft). The estimated monthly payment is $6,933 based on 20% down at 6.5% interest.

Key features include: Built in 1966, 0.98 acre lot, Fireplace, Waterfront. Interior Features: Attic Stairs Pulldown, Open Floorplan, Pantry. Exterior Features: Dock - Floating.

This property is listed by Karen Sheffield and can be reached at 7045070272 or karensheffield@kw.com.

KS

Karen Sheffield

Agent at Keller Williams Unified

(704) 507-0272

Listed by Keller Williams Unified · View on Broker Site

MLS# 4377254· Source: listhub· Updated 25 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

120 Shady Cove Road, Troutman, NC 28166

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