About This Home

This 3-bedroom, 4-bathroom single family at 120 Split Rail Row lot: 26 in Highlands, NC is listed for $3,895,000. Built in 1998, on a 1.39 acres lot.

Key Features

  • Built in 1998
  • 1.39 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
1998

Amenities

FireplaceHardwoodA/C
Listing Description

Privately situated among lush gardens and native landscaping in one of Highlands' most desirable and established in-town neighborhoods, 120 Split Rail Row offers a rare combination of refined luxury, privacy, and convenience just minutes from downtown.

Thoughtfully renovated and beautifully appointed, this exceptional residence blends luxury, nature, and lifestyle in a private mountain sanctuary. Designed for effortless main-level living, the home features an expansive great room anchored by a dramatic stacked-stone fireplace.

The chef's kitchen with premium appliances and cabinetry. Private guest accommodations occupy distinct upper-level wings, preserving privacy for owners and guests alike. Many of the exquisite furnishings will convey with the home, offering a rare turnkey opportunity to begin enjoying this remarkable mountain retreat from day one.

Additional flex space can be tailored to best suit the next owner's lifestyle or guest accommodations. Oversized bedroom suites offer space for multiple beds and configurations. The recently completed primary suite is a true sanctuary with dual luxury baths joined by a stunning shared shower.

Finished in exquisite stone and marble, the spa-inspired shower serves as a unique architectural centerpiece. A shared, light-filled sun room overlooks the gardens and creates a peaceful connection to the outdoors. Architectural details throughout include reclaimed beams, custom plaster walls, hand raked marble, and extensive stonework that complement the natural mountain setting.

Whether utilized as dual primary suites or re-imagined as a private den, the flexible design allows the next owner to tailor the spacious suite to their lifestyle. Outdoor living is equally impressive. The spacious screened porch, beautifully furnished and appointed with IPE hardwood flooring and a stacked-stone fireplace, extends the living space outdoors and provides a wonderful setting for relaxing and entertaining.

Tennessee fieldstone patios and winding pebbled pathways meander through thoughtfully designed gardens enhanced by more than 160 native trees and plantings. Follow the peaceful trail to the back gate leading to Dixon Road. There are several sitting areas throughout the property.

Monthly Cost Estimate

$20,831/mo

20% down · 6.5% · 30 years

Principal$2,817
Interest$16,878
Insurance$1,136

Estimates only. Actual payments may vary.

Location

120 Split Rail Row lot: 26

Highlands, NC 28741

Sagee Mountain

Features & Amenities

Interior Features

BeamedCeilingsBreakfastBarBidetChandelierCathedralCeilingsDoubleVanityGardenTubRomanTubHighCeilingsOpenFloorplanRecessedLightingBarWalkInClosets

Exterior Features

CourtyardGardenGasGrillPrivateYardRainGuttersPropaneTankOwned

Property Details

Flooring

HardwoodTileCarpetMarble

Construction

Frame Stone WoodSiding

Pool Features

PorchDeck

Parking

OpenGarage

Heating

Heat Pump (Heating)Zoned

Cooling

Heat PumpCentral Air

Appliances

BuiltInOvenDryerDishwasherDisposalGasRangeMicrowaveRefrigeratorRangeHoodStainlessSteelAppliancesWarmingDrawerWasher

Questions & Answers

This 3-bedroom, 4-bathroom single family at 120 Split Rail Row lot: 26 is listed at $3,895,000. The estimated monthly payment is $20,831 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1998, 1.39 acre lot, 2 stories, Fireplace. Interior Features: BeamedCeilings, BreakfastBar, Bidet. Exterior Features: Courtyard, Garden, GasGrill.

This property is listed by Judith Michaud and can be reached at 8283710730.

JM

Judith Michaud

Agent at Berkshire Hathaway HomeServices Meadows Mountain Realty

(828) 371-0730

Listed by Berkshire Hathaway HomeServices Meadows Mountain Realty · View on Broker Site

MLS# 1003504· Source: listhub· 23 days on market

Copyright © 2026 Highlands Cashiers Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

120 Split Rail Row lot: 26, Highlands, NC 28741

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