# 120 State Route 28 #37, Crystal Bay, NV 89402

> **TL;DR:** 4bd/4ba condo, $5,950,000 ($2176/sqft), built 1980, 2,735 sqft.
> Fireplace, View, Hardwood. Est. $42,574/mo. Listed 126 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $5,950,000 |
| Price/sqft | $2176 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 2,735 |
| Year Built | 1980 |
| Stories | 3 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 126 |

## Why This Home Stands Out

- **Views** - Lake
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $30,086 |
| Estimated Insurance | $1,735 |
| HOA | $10,753 |
| **Total** | **$42,574** |

## Key Amenities

- Fireplace
- View
- Hardwood

## Property Highlights

- Built in 1980
- 3 stories
- Fireplace

## Description

### Agent Description
Set within the private, gated community of Stillwater Cove, amenities include private beach, pier, buoys, boat slips, lakeside restaurant, and pool. Residents enjoy the convenience of 24-hour on-site management, secure parking garage and dedicated golf cart storage. This rare 4-bedroom showcases hardwood and stone flooring, vaulted ceilings, tastefully updated kitchen that flows seamlessly into the living area. Stone fireplace w/custom built-ins & seating, floor-to-ceiling window and expansive deck is perfect for entertaining friends & family and to take in the beautiful lake views. Upper level is dedicated to the primary suite, featuring updated bathroom w/ jetted tub, shower, heated floor, walk-in closet. Adjoining office/fourth bdrm w/ fireplace & additional storage adds flexibility & comfort. Lower level includes two spacious ensuite bedrooms with access to covered deck w/ lake views. Unique golf cart garage and workshop, laundry room with utility/storage area. Tahoe at its finest!

## Location

- **Address:** 120 State Route 28 #37, Crystal Bay, NV 89402
- **County:** Washoe
- **Coordinates:** 39.230986, -120.001941
- **Google Maps:** https://www.google.com/maps?q=39.230986,-120.001941

## Virtual Tour & Media

- **Video Tour:** https://u.listvt.com/mls/245238326

## Listing Agent

- **Name:** Kristi Thordarson · **License:** BS.33690
- **Brokerage:** Sierra Sotheby'e International Realty
- **Phone:** 7758439892
- **Broker Phone:** (775) 240-0241
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/120-State-Route-28-Unit-37_Crystal-Bay_NV_89402_M19981-54792?f=listhub&s=IVBORNV&m=1018829&c=propsimple)

## Photos

![120 State Route 28 #37 - Photo 1](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f661246273r.jpg)

![120 State Route 28 #37 - Photo 2](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f2472214024r.jpg)

![120 State Route 28 #37 - Photo 3](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f3195144917r.jpg)

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![120 State Route 28 #37 - Photo 5](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f3360556761r.jpg)

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![120 State Route 28 #37 - Photo 8](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f2490058554r.jpg)

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![120 State Route 28 #37 - Photo 10](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f1531299408r.jpg)

![120 State Route 28 #37 - Photo 11](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f1779827232r.jpg)

![120 State Route 28 #37 - Photo 12](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f2916557213r.jpg)

![120 State Route 28 #37 - Photo 13](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f172935720r.jpg)

![120 State Route 28 #37 - Photo 14](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f1279504005r.jpg)

![120 State Route 28 #37 - Photo 15](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f2525526063r.jpg)

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![120 State Route 28 #37 - Photo 17](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f2780946729r.jpg)

![120 State Route 28 #37 - Photo 18](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f1303082551r.jpg)

![120 State Route 28 #37 - Photo 19](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f4038830136r.jpg)

![120 State Route 28 #37 - Photo 20](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f868779305r.jpg)

![120 State Route 28 #37 - Photo 21](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f2194316009r.jpg)

![120 State Route 28 #37 - Photo 22](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f391257544r.jpg)

![120 State Route 28 #37 - Photo 23](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f2545958128r.jpg)

![120 State Route 28 #37 - Photo 24](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f1345128618r.jpg)

![120 State Route 28 #37 - Photo 25](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f669774991r.jpg)

![120 State Route 28 #37 - Photo 26](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f3816909343r.jpg)

![120 State Route 28 #37 - Photo 27](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f2162910863r.jpg)

![120 State Route 28 #37 - Photo 28](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f3466395961r.jpg)

![120 State Route 28 #37 - Photo 29](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f1415206576r.jpg)

![120 State Route 28 #37 - Photo 30](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f2643794900r.jpg)

![120 State Route 28 #37 - Photo 31](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f2911642546r.jpg)

![120 State Route 28 #37 - Photo 32](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f41889363r.jpg)

![120 State Route 28 #37 - Photo 33](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f572999961r.jpg)

![120 State Route 28 #37 - Photo 34](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f1124310691r.jpg)

![120 State Route 28 #37 - Photo 35](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f3048625160r.jpg)

![120 State Route 28 #37 - Photo 36](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f3273223830r.jpg)

![120 State Route 28 #37 - Photo 37](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f2016679355r.jpg)

![120 State Route 28 #37 - Photo 38](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f3751751433r.jpg)

![120 State Route 28 #37 - Photo 39](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f1376982990r.jpg)

![120 State Route 28 #37 - Photo 40](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f1463744411r.jpg)

![120 State Route 28 #37 - Photo 41](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f1560275095r.jpg)

![120 State Route 28 #37 - Photo 42](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f3828628351r.jpg)

![120 State Route 28 #37 - Photo 43](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f3431271255r.jpg)

![120 State Route 28 #37 - Photo 44](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f1914893585r.jpg)

![120 State Route 28 #37 - Photo 45](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f3928170440r.jpg)

![120 State Route 28 #37 - Photo 46](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f2489498256r.jpg)

![120 State Route 28 #37 - Photo 47](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f1966325820r.jpg)

![120 State Route 28 #37 - Photo 48](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f3666537177r.jpg)

![120 State Route 28 #37 - Photo 49](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f1483781852r.jpg)

![120 State Route 28 #37 - Photo 50](http://lh.rdcpix.com/f8ad090070e76f9830981080a7435b40l-f2333925877r.jpg)

---

**MLS#:** 1018829 | **Updated:** 2026-09-13
**Source:** listhub

*Copyright © 2026 Incline Village Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/120-state-route-28-crystal-bay-nv-89402-1018829)

---

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