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About This Home

This 4-bedroom, 4-bathroom single family at 120 Toner Lane in Plantation Key, FL is listed for $5,493,000 ($1,800 per sqft). Built in 1979, the home offers 3,052 sqft of living space on a 0.55 acres lot.

Agent Description

Oceanfront luxury living in Islamorada. Experience the ultimate in coastal elegance with this breathtaking 4-bedroom, 4-bath oceanfront estate in the heart of Islamorada, offering 3,052 square feet of beautifully crafted living space. Nestled on over half an acre, this three-story residence boasts unobstructed 180-degree views of the Atlantic, deep

water dockage, a rare, private boat ramp and room for a pool -- the perfect blend of privacy, luxury, and island lifestyle. Enjoy peace of mind with high-impact, missile-rated windows and doors on all three floors, built to withstand up to 240 mph winds.

Inside, the home features a mix of wood and tile flooring, including custom pine and tile floors in the luxurious third-floor master suite, complete with panoramic ocean vistas and private balcony access. Additional upgrades include a newer roof replaced in 2019, fresh landscaping, and two new AC units replaced in 2025 on the second and third floors ensuring year-round comfort and efficiency.

The expansive entertainment areas, large balconies, and open-concept living spaces make this home ideal for hosting and relaxing in style. This is more than a home -- it's an oceanfront sanctuary built for comfort, security, and the best of Florida Keys living. This is not a drive by, must see to appreciate!

Key Features

  • Built in 1979
  • 0.55 acre lot
  • Waterfront

Property Details

4 full
1979

Amenities

WaterfrontViewA/CRV Parking

Monthly Cost Estimate

$29,378/mo

20% down · 6.5% · 30 years

Principal$3,973
Interest$23,803
Insurance$1,602

Estimates only. Actual payments may vary.

Location

120 Toner Lane

Plantation Key, FL 33036

Toners Nautical Sh (87.0)

Features & Amenities

Interior Features

Granite Counter TopWalk-in Closet(s)Bar

Exterior Features

Sprinkler System

Property Details

Flooring

WoodTile

Construction

CBS

Views

OceanWater

Pool Features

PatioPorch

Parking

RV

Heating

Central

Cooling

Central AirDuctless

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenMicrowaveDisposalStainless Steel Appliance(s)

Questions & Answers

This 4-bedroom, 4-bathroom single family at 120 Toner Lane is listed at $5,493,000 ($1,800/sqft). The estimated monthly payment is $23,803 based on 20% down at 6.5% interest.

Key features include: Built in 1979, 0.55 acre lot, Waterfront. Interior Features: Granite Counter Top, Walk-in Closet(s), Bar. Exterior Features: Sprinkler System.

This property is listed by Kim Bagnell Thaler and can be reached at 3053932787 or kthaler@oceansir.com.

KT

Kim Bagnell Thaler

Agent at Ocean Sotheby's International Realty

(305) 393-2787

Listed by Ocean Sotheby's International Realty · View on Broker Site

MLS# 615862· Source: listhub· Updated 316 days ago

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

120 Toner Lane, Plantation Key, FL 33036

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