# 120 Toner Lane, Plantation Key, FL 33036

> **TL;DR:** 4bd/4ba single family, $5,493,000 ($1800/sqft), built 1979, 3,052 sqft.
> Waterfront, View, A/C, RV Parking. Est. $23,803/mo. Listed 316 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $5,493,000 |
| Price/sqft | $1800 |
| Bedrooms | 4 |
| Bathrooms | 4 full |
| Square Feet | 3,052 |
| Year Built | 1979 |
| Lot Size | 23,958 sqft (0.55 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 316 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Ocean, Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $23,803 |
| **Total** | **$23,803** |

## Key Amenities

- Waterfront
- View
- A/C
- RV Parking

## Property Highlights

- Built in 1979
- 0.55 acre lot
- Waterfront

## Description

### Agent Description
Oceanfront luxury living in Islamorada. Experience the ultimate in coastal elegance with this breathtaking 4-bedroom, 4-bath oceanfront estate in the heart of Islamorada, offering 3,052 square feet of beautifully crafted living space. Nestled on over half an acre, this three-story residence boasts unobstructed 180-degree views of the Atlantic, deep water dockage, a rare, private boat ramp and room for a pool -- the perfect blend of privacy, luxury, and island lifestyle. Enjoy peace of mind with high-impact, missile-rated windows and doors on all three floors, built to withstand up to 240 mph winds. Inside, the home features a mix of wood and tile flooring, including custom pine and tile floors in the luxurious third-floor master suite, complete with panoramic ocean vistas and private balcony access. Additional upgrades include a newer roof replaced in 2019, fresh landscaping, and two new AC units replaced in 2025 on the second and third floors ensuring year-round comfort and efficiency. The expansive entertainment areas, large balconies, and open-concept living spaces make this home ideal for hosting and relaxing in style. This is more than a home -- it's an oceanfront sanctuary built for comfort, security, and the best of Florida Keys living. This is not a drive by, must see to appreciate!

## Location

- **Address:** 120 Toner Lane, Plantation Key, FL 33036
- **County:** Monroe
- **Neighborhood:** Toners Nautical Sh (87.0)
- **Coordinates:** 24.954373, -80.570241
- **Google Maps:** https://www.google.com/maps?q=24.954373,-80.570241

## Listing Agent

- **Name:** Kim Bagnell Thaler
- **Brokerage:** Ocean Sotheby's International Realty
- **Phone:** 3053932787
- **Email:** kthaler@oceansir.com

## Primary Photo

![120 Toner Lane - Primary Photo](http://lh.rdcpix.com/2c5b49a758263873f0be9ba27f49810fl-f912410596r.jpg)

*72 total photos available on [listing page](https://www.propertysimple.com/listing/120-toner-lane-plantation-key-fl-33036-l615862)*

---

**MLS#:** 615862 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/120-toner-lane-plantation-key-fl-33036-l615862)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "120 Toner Lane, Plantation Key, FL 33036",
  "description": "Oceanfront luxury living in Islamorada. Experience the ultimate in coastal elegance with this breathtaking 4-bedroom, 4-bath oceanfront estate in the heart of Islamorada, offering 3,052 square feet of beautifully crafted living space. Nestled on over half an acre, this three-story residence boasts unobstructed 180-degree views of the Atlantic, deep water dockage, a rare, private boat ramp and room for a pool -- the perfect blend of privacy, luxury, and island lifestyle. Enjoy peace of mind with ",
  "url": "https://www.propertysimple.com/listing/120-toner-lane-plantation-key-fl-33036-l615862",
  "image": "http://lh.rdcpix.com/2c5b49a758263873f0be9ba27f49810fl-f912410596r.jpg",
  "datePosted": "2026-06-18",
  "price": 5493000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "120 Toner Lane",
    "addressLocality": "Plantation Key",
    "addressRegion": "FL",
    "postalCode": "33036",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 24.954373,
    "longitude": -80.570241
  },
  "numberOfBedrooms": 4,
  "numberOfBathroomsTotal": 4,
  "numberOfFullBathrooms": 4,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 3052,
    "unitCode": "FTK"
  },
  "yearBuilt": 1979
}
```