# 120 Waters Street, Waco, TX 76704 > **TL;DR:** 3bd/2ba single family, $175,000 ($115/sqft), built 1964, 1,521 sqft. > Fireplace, A/C, 1-car garage. Est. $936/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $175,000 | | Price/sqft | $115 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,521 | | Year Built | 1964 | | Lot Size | 9,757 sqft (0.22 acres) | | Stories | 1 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $885 | | Estimated Insurance | $51 | | **Total** | **$936** | ## Nearby Schools - **Elementary:** JH Hines - **Middle:** GW Carver - **High:** Waco ## Key Amenities - Fireplace - A/C - 1-car garage ## Property Highlights - Built in 1964 - 0.22 acre lot - Fireplace ## Description ### Agent Description Great opportunity to own a home near downtown Waco and the Brazos River. This adorable 3 bedroom 2 bath home is full of charm and potential. It is perfectly suited for use as a family residence, a long term rental, or a potential VRBO investment. Buyer verify rules for VRBO or Airbnb with City. The home features an extra room on back of home with a fireplace that could easily be converted into a game room, home office, or a cozy second family room. Garage could also be converted for extra living space or great for storage. Attached car port for easy in and out. Additional covered parking or make a fantastic outdoor living space. On top of those great aseptic it is also located on a corner lot in a well maintained neighborhood one block off Martin Luther King at the down town area. This property is your blank canvas, allowing the new owner to come in and add their own final touches to create their dream space. Do not miss out on this fantastic location. Call your favorite realtor today to schedule a showing and see this charming home for yourself. ## Location - **Address:** 120 Waters Street, Waco, TX 76704 - **County:** McLennan - **Neighborhood:** River Oaks 2 - **Coordinates:** 31.573602, -97.140236 - **Google Maps:** https://www.google.com/maps?q=31.573602,-97.140236 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21410948 ## Listing Agent - **Name:** Donnetta Haigood - **Brokerage:** Axio Real Estate LLC - **Broker Phone:** 254-776-8100 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/120-Waters-St_Waco_TX_76704_M77391-26075?f=listhub&s=NTREIS&m=21410948&c=propsimple) ## Photos ![120 Waters Street - Photo 1](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f4258010457r.jpg) ![120 Waters Street - Photo 2](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f3597305713r.jpg) ![120 Waters Street - Photo 3](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f3965740317r.jpg) ![120 Waters Street - Photo 4](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f3543588436r.jpg) ![120 Waters Street - Photo 5](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f2058025786r.jpg) ![120 Waters Street - Photo 6](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f2506955573r.jpg) ![120 Waters Street - Photo 7](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f354530365r.jpg) ![120 Waters Street - Photo 8](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f722079541r.jpg) ![120 Waters Street - Photo 9](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f835506279r.jpg) ![120 Waters Street - Photo 10](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f4182638977r.jpg) ![120 Waters Street - Photo 11](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f2844438746r.jpg) ![120 Waters Street - Photo 12](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f336547884r.jpg) ![120 Waters Street - Photo 13](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f3648242982r.jpg) ![120 Waters Street - Photo 14](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f1860891511r.jpg) ![120 Waters Street - Photo 15](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f4089794756r.jpg) ![120 Waters Street - Photo 16](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f917198271r.jpg) ![120 Waters Street - Photo 17](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f3585070220r.jpg) ![120 Waters Street - Photo 18](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f58147222r.jpg) ![120 Waters Street - Photo 19](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f3464695507r.jpg) ![120 Waters Street - Photo 20](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f2097847937r.jpg) ![120 Waters Street - Photo 21](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f530140619r.jpg) ![120 Waters Street - Photo 22](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f1060284185r.jpg) ![120 Waters Street - Photo 23](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f1267929775r.jpg) ![120 Waters Street - Photo 24](http://lh.rdcpix.com/5cfaf2466083602665eaf1d69f62b954l-f3658592256r.jpg) --- **MLS#:** 21410948 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/120-waters-street-waco-tx-76704-feac83f91bb8407ba33f20cbb7965d85) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/120-waters-street-waco-tx-76704-feac83f91bb8407ba33f20cbb7965d85#listing", "url": "https://www.propertysimple.ai/listing/120-waters-street-waco-tx-76704-feac83f91bb8407ba33f20cbb7965d85", "name": "120 Waters Street, Waco, TX 76704", "description": "Great opportunity to own a home near downtown Waco and the Brazos River. This adorable 3 bedroom 2 bath home is full of charm and potential. It is perfectly suited for use as a family residence, a long term rental, or a potential VRBO investment. Buyer verify rules for VRBO or Airbnb with City. The home features an extra room on back of home with a fireplace that could easily be converted into a game room, home office, or a cozy second family room. Garage could also be converted for extra living space or great for storage. Attached car port for easy in and out. Additional covered parking or make a fantastic outdoor living space. On top of those great aseptic it is also located on a corner lot in a well maintained neighborhood one block off Martin Luther King at the down town area. This property is your blank canvas, allowing the new owner to come in and add their own final touches to create their dream space. Do not miss out on this fantastic location. 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