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About This Home

This 2-bedroom, 2-bathroom condo at 12011 Front Beach Road in Panama City Beach, FL is listed for $449,900 ($418 per sqft). Built in 2005, the home offers 1,076 sqft of living space on a N/A lot.

Agent Description

*Shown by Appointment* WOW! Sterling Reef is one of the most sought-after Gulf front communities on the beach! Low density means no waiting for an elevator and always a seat on the pool deck! This 2 bed/2 bath unit is being sold fully furnished and includes washer and dryer!

New tile throughout! The main bedroom has its own private bath and glass slider providing over-sized patio access and an amazing view of the water from bed! Sterling Reef amenities include a fitness center with water view and two Gulf front pools for you to enjoy!

There is also a grill area with outdoor seating. Plenty of ground floor Garage parking! Sterling Reef is located next to the County Pier, which makes it perfect for fishing, and across from Shipwreck Water Park! Walk to dining and entertainment! *All measurements/info to be confirmed by buyer/representative.

Key Features

  • Built in 2005
  • Waterfront

Property Details

2 full
#405B
2005

Amenities

WaterfrontA/C

Monthly Cost Estimate

$2,406/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131

Estimates only. Actual payments may vary.

Location

12011 Front Beach Road

Panama City Beach, FL 32407

Sterling Reef

Features & Amenities

Interior Features

HandicapAccess

Property Details

Construction

Concrete Stucco

Heating

Electric (Heating)Central

Cooling

Ceiling Fan(s)Central Air

Appliances

ElectricCooktopElectricOvenElectricWaterHeater

Questions & Answers

This 2-bedroom, 2-bathroom condo at 12011 Front Beach Road is listed at $449,900 ($418/sqft). The estimated monthly payment is $1,950 based on 20% down at 6.5% interest.

Key features include: Built in 2005, Waterfront. Interior Features: HandicapAccess.

This property is listed by Ryan T Powell and can be reached at 8503812662 or Ryantpowell@kw.com.

RP

Ryan T Powell

Agent at Keller Williams Success Realty

(850) 381-2662

Listed by Keller Williams Success Realty · View on Broker Site

MLS# 777834· Source: listhub· Updated 286 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12011 Front Beach Road, Panama City Beach, FL 32407

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