# 12011 Front Beach Road, Panama City Beach, FL 32407

> **TL;DR:** 2bd/2ba condo, $445,000 ($414/sqft), built 2005, 1,076 sqft.
> Waterfront, A/C. Est. $2,905/mo. Listed 623 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $445,000 |
| Price/sqft | $414 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,076 |
| Year Built | 2005 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 623 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,928 |
| HOA | $977 |
| **Total** | **$2,905** |

## Nearby Schools

- **Elementary:** Hutchinson Beach
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2005
- Waterfront

## Description

### Agent Description
This condo is a proven winner for vacation rentals--should you decide to share! As soon as you walk through the door, the first thing you'll notice will be the phenomenal views! Then take a moment to look around at this fully furnished, two-bedroom, two full baths condo. The easy-care laminate flooring is ideal for beachfront living. There are unique touches throughout this condo, to include the corrugated tin panel on the island and shiplap headboard on the master bedroom bed. There are views from the kitchen/family room and the master bedroom. Note the sturdy, all-weather furniture on the balcony. This condo sleeps 6. Washer & Dryer in the unit. Isn't it time for you to own your own piece of paradise? Wouldn't it be great if others would help you pay the mortgage? See it today!

## Location

- **Address:** 12011 Front Beach Road, Panama City Beach, FL 32407
- **County:** Bay
- **Neighborhood:** STERLING REEF
- **Coordinates:** 30.18843, -85.827947
- **Google Maps:** https://www.google.com/maps?q=30.18843,-85.827947

## Listing Agent

- **Name:** Paula J Sherman
- **Brokerage:** ERA American Real Estate
- **Phone:** 8502180537
- **Email:** paula.sherman@era-american.com

## Primary Photo

![12011 Front Beach Road - Primary Photo](http://lh.rdcpix.com/7a0b74150e68f5aab06dd1fbcd68d0b2l-f2414330781r.jpg)

*46 total photos available on [listing page](https://www.propertysimple.com/listing/12011-front-beach-road-panama-city-beach-fl-32407-l960702)*

---

**MLS#:** 960702 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/12011-front-beach-road-panama-city-beach-fl-32407-l960702)

---

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