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About This Home

This 4-bedroom, 3-bathroom single family at 12023 Overlook Mountain Drive in Charlotte, NC is listed for $815,000 ($188 per sqft). Built in 1998, the home offers 4,324 sqft of living space on a 0.52 acres lot.

Agent Description

Gorgeous, meticulously maintained home in the highly desirable Overlook at Mountain Island Lake! Situated on a beautifully landscaped half-acre lot, this spacious 4-bedroom, 3-bath home offers exceptional living space, including a bonus room and an unfinished walk-out basement with electricity and plumbing already in place for a future bath-providing endless possibilities for expansion.

Inside, you'll find a welcoming open foyer, stunning hardwood floors throughout the main level, and a thoughtfully designed floor plan featuring a full bedroom and bath on the main floor, ideal for guests or multi-generational living. The spacious family room showcases a gas fireplace with custom built-ins, while the updated kitchen features granite countertops, maple cabinetry, a generous pantry, and modern hardware and lighting.

The primary and guest bathrooms have been beautifully updated, adding style and comfort throughout. Step outside to enjoy the private backyard retreat with an oversized deck, perfect for relaxing or entertaining, along with an irrigation system to keep the lush landscaping looking its best.

Residents enjoy fantastic neighborhood amenities in this sought-after lakefront community. Conveniently located near I-485, the airport, the U.S. National Whitewater Center, and just 15 minutes from Uptown Charlotte, this home offers the perfect combination of tranquility, convenience, and lifestyle. A rare opportunity to own a move-in-ready home in one of Mountain Island Lake's most prestigious neighborhoods. You must see this magnificent, gorgeous, well-maintained home and one you have been waiting for!!!

Key Features

  • Built in 1998
  • 0.52 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
1998

Amenities

FireplaceA/C

Monthly Cost Estimate

$6,202/mo

20% down · 6.5% · 30 years

Principal$589
Interest$3,532
Insurance$238
HOA$1,843

Estimates only. Actual payments may vary.

Location

12023 Overlook Mountain Drive

Charlotte, NC 28216

Overlook

Features & Amenities

Interior Features

Attic Stairs PulldownBuilt-in FeaturesEntrance FoyerGarden TubKitchen IslandOpen FloorplanPantryStorageWalk-In Closet(s)Walk-In Pantry

Property Details

Flooring

CarpetWoodTile

Construction

Brick Full

Pool Features

Deck

Parking

Garage - AttachedGarage

Heating

Natural Gas

Cooling

Central Air

Appliances

DishwasherDisposalGas Water HeaterMicrowaveOvenRefrigerator with Ice Maker

Questions & Answers

This 4-bedroom, 3-bathroom single family at 12023 Overlook Mountain Drive is listed at $815,000 ($188/sqft). The estimated monthly payment is $5,375 based on 20% down at 6.5% interest.

HOA fees are $1843/month.

Key features include: Built in 1998, 0.52 acre lot, 2 stories, Fireplace. Interior Features: Attic Stairs Pulldown, Built-in Features, Entrance Foyer.

This property is listed by Judy Godley and can be reached at 7045792080 or judy@helenadamsrealty.com.

JG

Judy Godley

Agent at Helen Adams Realty

(704) 579-2080

Listed by Helen Adams Realty · View on Broker Site

MLS# 4388070· Source: listhub· Updated 1 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12023 Overlook Mountain Drive, Charlotte, NC 28216

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