About This Home

This 3-bedroom, 2-bathroom single family at 1203 S Settlers Circle in Cottonwood, AZ is listed for $439,000 ($226 per sqft). Built in 1990, the home offers 1,940 sqft of living space on a 0.25 acres lot.

Key Features

  • Built in 1990
  • 0.25 acre lot
  • Fireplace

Property Details

1 story
2 full
2-car garage
1990

Amenities

SolarFireplaceSpaA/C
Listing Description

*Sellers offering up to $10,000 in concessions! Walk in and feel the open space, this one lives larger than the numbers on paper. Enjoy a fully owned solar system, cathedral ceilings, plantation shutters, and a wood stove for the cold nights set the tone, backed by owned solar that keeps the power bill low without a lease attached.

The primary suite alone is worth the drive: his-and-hers closets, a skylight, and a garden tub built for actually unwinding. Outside, it's all shade and privacy -- mature trees over a fenced backyard, a storage shed for the overflow, and room to park the RV.

No HOA telling you what to do with any of it. An above-ground pool and hot tub may convey too -- ask and find out Old Town Cottonwood, the wine trail, and Sedona's red rocks are minutes away, but the real case for this house is standing inside it. Book your tour now and grab a slice of the Verde Valley!

Monthly Cost Estimate

$2,348/mo

20% down · 6.5% · 30 years

Principal$317
Interest$1,902
Insurance$128

Estimates only. Actual payments may vary.

Location

1203 S Settlers Circle

Cottonwood, AZ 86326

Verde Village Unit 8

Features & Amenities

Interior Features

Double VanityEat-in KitchenFull Bth Master BdrmSeparate Shwr & Tub

Property Details

Construction

Stucco Wood Frame

Heating

Natural Gas

Cooling

Ceiling Fan(s)Evaporative CoolingCentral Air

Appliances

RefrigeratorDishwasherDisposalGas RangeGas Oven

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1203 S Settlers Circle is listed at $439,000 ($226/sqft). The estimated monthly payment is $2,348 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1990, 0.25 acre lot, Fireplace. Interior Features: Double Vanity, Eat-in Kitchen, Full Bth Master Bdrm.

This property is listed by Zachary Massey.

ZM

Zachary Massey

Agent at Citiea

Listed by Citiea · Broker phone: (480) 390-4104 · View on Broker Site

MLS# 7049827· Source: Arizona Regional Multiple Listing Service, Inc.· 121 days on PropertySimple

Copyright © 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1203 S Settlers Circle, Cottonwood, AZ 86326

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