About This Home

This 5-bedroom, 4-bathroom single family at 1203 Silver Oak Circle in Normal, IL is listed for $699,900 ($151 per sqft). Built in 2008, the home offers 4,648 sqft of living space on a 0.31 acres lot.

Key Features

  • Built in 2008
  • 0.31 acre lot
  • 2 stories
  • 3 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
3 spaces
2008

Amenities

FireplaceWaterfrontViewHardwoodA/C
Listing Description

Welcome to this stunning custom built lakefront home in the highly sought after Silver Oak Estates, where timeless design meets exceptional craftsmanship. This spacious 6 bedroom, 3.5 bath home with a 3 car garage offers the perfect blend of luxury, comfort, and functionality.

The thoughtfully designed main level features a desirable first floor primary suite, a second main level bedroom, and convenient first floor laundry. At the heart of the home is a beautifully appointed kitchen featuring custom Homecrest cabinetry, granite countertops, and an island that's ideal for entertaining family and friends.

Upstairs, you'll find 3 additional spacious bedrooms connected by a convenient Jack and Jill bathroom, along with a loft that overlooks the living room, creating an open and inviting feel. The finished basement is an entertainer's dream, complete with a wet bar, cozy gas fireplace, pool table, built-in wall aquarium that will remain with the home, and a storm shelter for added peace of mind.

Enjoy your own private backyard oasis. Beautiful landscaping surrounds a spacious Holland stone paver patio with illuminated corner pillars, creating the perfect setting for morning coffee while watching the sunrise over the lake or hosting unforgettable gatherings. This exceptional waterfront property offers luxury living in one of the area's most desirable neighborhoods. Don't miss the opportunity to make this remarkable home your own.

Monthly Cost Estimate

$4,143/mo

20% down · 6.5% · 30 years

Principal$506
Interest$3,033
Insurance$204
HOA$400

Estimates only. Actual payments may vary.

Location

1203 Silver Oak Circle

Normal, IL 61761

Silver Oak Estates

Features & Amenities

Interior Features

Cathedral Ceiling(s)Wet Bar1st Floor Bedroom1st Floor Full BathWalk-In Closet(s)Open FloorplanGranite CountersSeparate Dining Room

Property Details

Flooring

Hardwood

Construction

Vinyl Siding Brick Stone

Views

Water

Outdoor Features

Patio

Parking

GarageOpen

Heating

Natural Gas

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorStainless Steel Appliance(s)Gas Cooktop

Questions & Answers

This 5-bedroom, 4-bathroom single family at 1203 Silver Oak Circle is listed at $699,900 ($151/sqft). The estimated monthly payment is $4,143 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $400/month.

Key features include: Built in 2008, 0.31 acre lot, 2 stories, 3 parking spaces, Fireplace, Waterfront. Interior Features: Cathedral Ceiling(s), Wet Bar, 1st Floor Bedroom.

This property is listed by Laura Thompson and can be reached at (309) 275-9333.

LT

Laura Thompson

Agent at RE/MAX Rising

(309) 275-9333

Listed by RE/MAX Rising · Broker phone: (309) 275-9333 · View on Broker Site

MLS# 12718118· Source: Midwest Real Estate Data, LLC· 47 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1203 Silver Oak Circle, Normal, IL 61761

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