# 1203 Silver Oak Circle, Normal, IL 61761

> **TL;DR:** 5bd/4ba single family, $699,900 ($151/sqft), built 2008, 4,648 sqft.
> Fireplace, Waterfront, View, Hardwood. Est. $4,143/mo. Listed 47 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $699,900 |
| Price/sqft | $151 |
| Bedrooms | 5 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 4,648 |
| Year Built | 2008 |
| Lot Size | 13,504 sqft (0.31 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 47 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,539 |
| Estimated Insurance | $204 |
| HOA | $400 |
| **Total** | **$4,143** |

## Nearby Schools

- **Elementary:** Grove Elementary
- **Middle:** Chiddix Jr High
- **High:** Normal Community High School

## Key Amenities

- Fireplace
- Waterfront
- View
- Hardwood
- A/C

## Property Highlights

- Built in 2008
- 0.31 acre lot
- 2 stories
- 3 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
Welcome to this stunning custom built lakefront home in the highly sought after Silver Oak Estates, where timeless design meets exceptional craftsmanship. This spacious 6 bedroom, 3.5 bath home with a 3 car garage offers the perfect blend of luxury, comfort, and functionality. The thoughtfully designed main level features a desirable first floor primary suite, a second main level bedroom, and convenient first floor laundry. At the heart of the home is a beautifully appointed kitchen featuring custom Homecrest cabinetry, granite countertops, and an island that's ideal for entertaining family and friends. Upstairs, you'll find 3 additional spacious bedrooms connected by a convenient Jack and Jill bathroom, along with a loft that overlooks the living room, creating an open and inviting feel. The finished basement is an entertainer's dream, complete with a wet bar, cozy gas fireplace, pool table, built-in wall aquarium that will remain with the home, and a storm shelter for added peace of mind. Enjoy your own private backyard oasis. Beautiful landscaping surrounds a spacious Holland stone paver patio with illuminated corner pillars, creating the perfect setting for morning coffee while watching the sunrise over the lake or hosting unforgettable gatherings. This exceptional waterfront property offers luxury living in one of the area's most desirable neighborhoods. Don't miss the opportunity to make this remarkable home your own.

## Location

- **Address:** 1203 Silver Oak Circle, Normal, IL 61761
- **County:** McLean
- **Neighborhood:** Silver Oak Estates
- **Coordinates:** 40.530601, -88.920859
- **Google Maps:** https://www.google.com/maps?q=40.530601,-88.920859

## Listing Agent

- **Name:** Laura Thompson
- **Brokerage:** RE/MAX Rising
- **Phone:** (309) 275-9333
- **Broker Phone:** (309) 275-9333
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1203-Silver-Oak-Cir_Normal_IL_61761_M75768-57261?f=listhub&s=MREDIL&m=12718118&c=propsimple)

## Photos

![1203 Silver Oak Circle - Photo 1](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f3695769155r.jpg)

![1203 Silver Oak Circle - Photo 2](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f839614983r.jpg)

![1203 Silver Oak Circle - Photo 3](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f2164178480r.jpg)

![1203 Silver Oak Circle - Photo 4](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f1530342966r.jpg)

![1203 Silver Oak Circle - Photo 5](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f1447458593r.jpg)

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![1203 Silver Oak Circle - Photo 12](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f4029677963r.jpg)

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![1203 Silver Oak Circle - Photo 19](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f1666331592r.jpg)

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![1203 Silver Oak Circle - Photo 23](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f3428343263r.jpg)

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![1203 Silver Oak Circle - Photo 31](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f1328417611r.jpg)

![1203 Silver Oak Circle - Photo 32](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f2265909568r.jpg)

![1203 Silver Oak Circle - Photo 33](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f37151690r.jpg)

![1203 Silver Oak Circle - Photo 34](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f359676382r.jpg)

![1203 Silver Oak Circle - Photo 35](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f111084402r.jpg)

![1203 Silver Oak Circle - Photo 36](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f1605434868r.jpg)

![1203 Silver Oak Circle - Photo 37](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f2268506500r.jpg)

![1203 Silver Oak Circle - Photo 38](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f1752049144r.jpg)

![1203 Silver Oak Circle - Photo 39](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f492487066r.jpg)

![1203 Silver Oak Circle - Photo 40](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f3525186113r.jpg)

![1203 Silver Oak Circle - Photo 41](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f1745329905r.jpg)

![1203 Silver Oak Circle - Photo 42](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f3322817756r.jpg)

![1203 Silver Oak Circle - Photo 43](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f113408706r.jpg)

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![1203 Silver Oak Circle - Photo 45](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f783496630r.jpg)

![1203 Silver Oak Circle - Photo 46](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f3689011894r.jpg)

![1203 Silver Oak Circle - Photo 47](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f858893698r.jpg)

![1203 Silver Oak Circle - Photo 48](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f3821692245r.jpg)

![1203 Silver Oak Circle - Photo 49](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f3449099759r.jpg)

![1203 Silver Oak Circle - Photo 50](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f2746768274r.jpg)

![1203 Silver Oak Circle - Photo 51](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f2809062509r.jpg)

![1203 Silver Oak Circle - Photo 52](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f4120237040r.jpg)

![1203 Silver Oak Circle - Photo 53](http://lh.rdcpix.com/3582111f9e9a1de624425abf9b6786d4l-f3937396636r.jpg)

---

**MLS#:** 12718118 | **Updated:** 2026-09-08
**Source:** listhub

*Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1203-silver-oak-circle-normal-il-61761-12718118)

---

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