# 12039 Spinnaker Drive, Tega Cay, SC 29708

> **TL;DR:** 5bd/5ba single family, $1,200,000 ($263/sqft), built 2015, 4,568 sqft.
> Waterfront, View, Hardwood, A/C. Est. $6,418/mo. Listed 26 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,200,000 |
| Price/sqft | $263 |
| Bedrooms | 5 |
| Bathrooms | 4 full, 1 half |
| Square Feet | 4,568 |
| Year Built | 2015 |
| Lot Size | 23,087 sqft (0.53 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active Under Contract |
| Days on Market | 26 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $6,068 |
| Estimated Insurance | $350 |
| **Total** | **$6,418** |

## Nearby Schools

- **Elementary:** Tega Cay
- **Middle:** Gold Hill
- **High:** Fort Mill

## Key Amenities

- Waterfront
- View
- Hardwood
- A/C
- 2-car garage

## Property Highlights

- Built in 2015
- 0.53 acre lot
- 2 stories
- Waterfront

## Description

### Agent Description
Enjoy lakefront living on Lake Wylie in this beautifully appointed waterfront home, situated on over half an acre along Windjammer Cove in Tega Cay. Located on a private cul-de-sac lot, the property features a covered boat slip with lift, fenced backyard and multiple outdoor living spaces, including a deck, patio and a newly added screened porch. The thoughtfully designed floor plan offers five bedrooms, a spacious bonus room, private office and numerous flex spaces to accommodate a variety of needs. The main-level primary suite features lake views, while the open kitchen offers granite countertops, an island and stainless steel appliances. Upstairs, three additional bedrooms and a spacious bonus room provide ample flexibility. The finished walk-out basement adds even more living space, including a fifth bedroom and full bath, recreation room, wet bar and additional flex space ideal for a fitness room, playroom or study. Additional features include an oversized two-car garage, fresh interior paint and new carpet. With no HOA and direct access to Lake Wylie, this home offers a combination of space, privacy and versatile living in a sought-after waterfront setting. Convenient to Tega Cay's many amenities, including the golf course, tennis courts, walking trails, parks, marina and Beach & Swim Center. Nearby shopping and dining provide additional convenience, while the location offers easy access to Fort Mill and Charlotte.

## Location

- **Address:** 12039 Spinnaker Drive, Tega Cay, SC 29708
- **County:** York
- **Coordinates:** 35.051321, -81.021237
- **Google Maps:** https://www.google.com/maps?q=35.051321,-81.021237

## Listing Agent

- **Name:** Lauren Dayton
- **Brokerage:** Helen Adams Realty
- **Broker Phone:** (704) 944-9205
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12039-Spinnaker-Dr_Tega-Cay_SC_29708_M68621-66648?f=listhub&s=CMLSNC&m=4429400&c=propsimple)

## Photos

![12039 Spinnaker Drive - Photo 1](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f3458460507r.jpg)

![12039 Spinnaker Drive - Photo 2](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f538009075r.jpg)

![12039 Spinnaker Drive - Photo 3](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f1541737416r.jpg)

![12039 Spinnaker Drive - Photo 4](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f3604078131r.jpg)

![12039 Spinnaker Drive - Photo 5](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f3015547831r.jpg)

![12039 Spinnaker Drive - Photo 6](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f3911001775r.jpg)

![12039 Spinnaker Drive - Photo 7](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f75303737r.jpg)

![12039 Spinnaker Drive - Photo 8](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f555387995r.jpg)

![12039 Spinnaker Drive - Photo 9](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f3416426526r.jpg)

![12039 Spinnaker Drive - Photo 10](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f1190408409r.jpg)

![12039 Spinnaker Drive - Photo 11](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f1847482900r.jpg)

![12039 Spinnaker Drive - Photo 12](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f286826809r.jpg)

![12039 Spinnaker Drive - Photo 13](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f126569754r.jpg)

![12039 Spinnaker Drive - Photo 14](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f3821659032r.jpg)

![12039 Spinnaker Drive - Photo 15](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f937702703r.jpg)

![12039 Spinnaker Drive - Photo 16](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f4063667663r.jpg)

![12039 Spinnaker Drive - Photo 17](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f3551789226r.jpg)

![12039 Spinnaker Drive - Photo 18](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f3558186200r.jpg)

![12039 Spinnaker Drive - Photo 19](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f183004705r.jpg)

![12039 Spinnaker Drive - Photo 20](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f1496486843r.jpg)

![12039 Spinnaker Drive - Photo 21](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f1092578585r.jpg)

![12039 Spinnaker Drive - Photo 22](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f2660569790r.jpg)

![12039 Spinnaker Drive - Photo 23](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f428016614r.jpg)

![12039 Spinnaker Drive - Photo 24](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f2806983606r.jpg)

![12039 Spinnaker Drive - Photo 25](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f264537975r.jpg)

![12039 Spinnaker Drive - Photo 26](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f2468713284r.jpg)

![12039 Spinnaker Drive - Photo 27](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f4204432487r.jpg)

![12039 Spinnaker Drive - Photo 28](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f1326691202r.jpg)

![12039 Spinnaker Drive - Photo 29](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f3161701194r.jpg)

![12039 Spinnaker Drive - Photo 30](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f148615384r.jpg)

![12039 Spinnaker Drive - Photo 31](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f2502678439r.jpg)

![12039 Spinnaker Drive - Photo 32](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f787756178r.jpg)

![12039 Spinnaker Drive - Photo 33](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f1335684374r.jpg)

![12039 Spinnaker Drive - Photo 34](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f385720049r.jpg)

![12039 Spinnaker Drive - Photo 35](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f1130243964r.jpg)

![12039 Spinnaker Drive - Photo 36](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f193195851r.jpg)

![12039 Spinnaker Drive - Photo 37](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f4139753195r.jpg)

![12039 Spinnaker Drive - Photo 38](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f3169322542r.jpg)

![12039 Spinnaker Drive - Photo 39](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f3646985529r.jpg)

![12039 Spinnaker Drive - Photo 40](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f3527990665r.jpg)

![12039 Spinnaker Drive - Photo 41](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f2721363740r.jpg)

![12039 Spinnaker Drive - Photo 42](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f1578536328r.jpg)

![12039 Spinnaker Drive - Photo 43](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f695144587r.jpg)

![12039 Spinnaker Drive - Photo 44](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f2118569137r.jpg)

![12039 Spinnaker Drive - Photo 45](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f4133500278r.jpg)

![12039 Spinnaker Drive - Photo 46](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f1673477899r.jpg)

![12039 Spinnaker Drive - Photo 47](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f786489127r.jpg)

![12039 Spinnaker Drive - Photo 48](http://lh.rdcpix.com/5ad67c025b243b7d14e5d517f30ae824l-f571068895r.jpg)

---

**MLS#:** 4429400 | **Updated:** 2026-10-23
**Source:** listhub

*Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/12039-spinnaker-drive-tega-cay-sc-29708-e602d6dc1ae64440871ef50e231b6245)

---

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