About This Home

This 5-bedroom, 1-bathroom single family at 1205 Scott Street in Ruthven, IA is listed for $42,000 ($25 per sqft). Built in 1880, the home offers 1,664 sqft of living space on a 0.27 acres lot.

Key Features

  • Built in 1880
  • 0.27 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
1 full
1-car garage
1880

Amenities

Fireplace
Listing Description

Solid Home, Nice Price! Set on a generous corner lot with mature tree coverage, the structure itself offers a strong foundation for someone ready to restore and reimagine a piece of local history. Original hardwood floors, tall ceilings, and classic window trim hint at the character waiting to be brought back to life.

The layout offers flexibility and function, including five bedrooms total, with four upstairs and one conveniently located on the main floor, along with a full main-floor bath. A dedicated laundry and mudroom entry adds everyday practicality, while the room sizes and flow provide plenty of options for future updates, work-from-home space, or multi-generational living.

Located in Ruthven, Iowa, this property is just minutes from Lost Island Lake, making it a great fit for those who love lake life, boating, fishing, and small-town living. Its position between Spencer and Emmetsburg offers accessible commuting options while still enjoying a quieter pace of life.

This home is being offered as a fixer-upper and will appeal to buyers who appreciate history, vision, and the opportunity to restore rather than replace. With its solid bones, desirable location, and timeless charm, this is a rare chance to preserve a piece of the past while shaping its next chapter.

Monthly Cost Estimate

$225/mo

20% down · 6.5% · 30 years

Principal$30
Interest$182
Insurance$12

Estimates only. Actual payments may vary.

Location

1205 Scott Street

Ruthven, IA 51358

Features & Amenities

Interior Features

Hardwood FloorsMain Floor BedroomsMain Floor LaundryNatural WoodworkWasher/Dryer Hkups

Property Details

Construction

Vinyl Siding

Heating

Forced Air

Questions & Answers

This 5-bedroom, 1-bathroom single family at 1205 Scott Street is listed at $42,000 ($25/sqft). The estimated monthly payment is $224 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1880, 0.27 acre lot, 2 stories, Fireplace. Interior Features: Hardwood Floors, Main Floor Bedrooms, Main Floor Laundry.

This property is listed by Kelly Bierl.

KB

Kelly Bierl

Agent at Hometown Realty

Listed by Hometown Realty · Broker phone: (712) 260-5711 · View on Broker Site · Broker website

MLS# 251618· Source: Iowa Great Lakes Board of Realtors· 290 days on PropertySimple

Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1205 Scott Street, Ruthven, IA 51358

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