About This Home

This 3-bedroom, 3-bathroom single family at 12089 Monterey Road in Ruther Glen, VA is listed for $402,000 ($199 per sqft). Built in 2024, the home offers 2,016 sqft of living space on a 0.28 acres lot.

Key Features

  • Built in 2024
  • 0.28 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2024

Amenities

A/C
Listing Description

This is the home you have been waiting for located in Caroline Pines subdivision which is half way between Richmond VA and Fredericksburg VA. It's perfect for commuters, and it gives you the ability to own a newer home towards Northern VA at a reasonable cost.

As you enter the front door you will notice the abundance of natural light that illuminates through the large open family room and office/recreation room. The primary bedroom suite which features 2 walk-in closets and a marble tiled bathroom are also on the first floor.

The half bath and laundry room finish off the first floor. The second floor houses the beautiful kitchen with white cabinets and stainless steel appliances. The natural light coming through the windows upstairs gives the living room the feel of a sun room.

This space is a great space for family and friends to eat and socialize. There are 2 more large bedrooms and a full bathroom on the second floor along with ample closet space. You can entertain guests outside on the deck or relax and enjoy the scenic views of nature.

If you need storage space, there is ample room in the detached shed to store items. Sellers are offering $9000 towards closing cost or buyer can use it for a 2/1 buydown of the mortgage interest rate. Use Showing Time to schedule showings. Act fast so you don't miss out on this lovely home!

Monthly Cost Estimate

$3,350/mo

20% down · 6.5% · 30 years

Principal$291
Interest$1,742
Insurance$117
HOA$1,200

Estimates only. Actual payments may vary.

Location

12089 Monterey Road

Ruther Glen, VA 22546

Caroline Pines

Features & Amenities

Interior Features

MainLevelPrimary

Exterior Features

DeckPorchStorageShedUnpavedDriveway

Property Details

Flooring

VinylCarpet

Construction

Frame VinylSiding

Outdoor Features

DeckPorch

Parking

OversizeGarageDrivewayPaved or Surfaced

Heating

ZonedElectric (Heating)

Cooling

Zoned

Appliances

DryerDishwasherElectricWaterHeaterMicrowaveOvenRefrigeratorSmoothCooktopWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 12089 Monterey Road is listed at $402,000 ($199/sqft). The estimated monthly payment is $3,350 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1200/month.

Key features include: Built in 2024, 0.28 acre lot, 2 stories. Interior Features: MainLevelPrimary. Exterior Features: Deck, Porch, Storage.

This property is listed by Camona Murray.

CM

Camona Murray

License 0225228917

Agent at United Real Estate Richmond

Listed by United Real Estate Richmond · Broker phone: (804) 359-9200 · View on Broker Site

MLS# 2627847· Source: Central Virginia Regional Multiple Listing Service· 16 days on PropertySimple

Copyright © 2026 Central Virginia Regional Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12089 Monterey Road, Ruther Glen, VA 22546

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