About This Home

This 3-bedroom, 3-bathroom single family at 121 White Oak Drive in Warne, NC is listed for $389,900. Built in 2000, on a 3.50 acres lot.

Key Features

  • Built in 2000
  • 3.50 acre lot
  • 2 stories
  • 4 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full, 1 half
4 spaces
2000

Amenities

FireplaceWaterfrontA/C
Listing Description

Welcome to this charming creekfront chalet featuring 3 bedrooms and 2.5 bathrooms. Relax on the front porch and take in the stunning mountain and pond views. The kitchen is updated with newer granite countertops, a stainless steel refrigerator, and a dishwasher, making it a delightful space for cooking and entertaining.

The HVAC cooling system was replaced in 2022, ensuring comfort throughout the year. And, a new roof in 2025! The great room features low-maintenance LVP flooring and a large gas log fireplace, perfect for those cool evenings. The master bedroom is conveniently located on the main level with doors to porch, while a loft bedroom upstairs offers ample closet space.

The basement provides a third bedroom with direct access to the bathroom, along with a large bonus room that offers plenty of extra living space. A laundry room is strategically situated between the bathroom and bonus room for ease of use. FIBER OPTIC INTERNET.

Outside, the basement opens to a concrete patio, ideal for outdoor gatherings. The property sits on over 3.5 acres of beautiful, well-maintained grounds and includes an additional lot with a driveway already in place, offering even more potential for expansion or guest parking. Located near Lake Chatuge, and the GA Mountain Fairgrounds. Come home to this serene mountain retreat!

Monthly Cost Estimate

$2,515/mo

20% down · 6.5% · 30 years

Principal$282
Interest$1,690
Insurance$114
HOA$430

Estimates only. Actual payments may vary.

Location

121 White Oak Drive

Warne, NC 28909

White Oak Subdivision

Features & Amenities

Interior Features

Vaulted Ceiling(s)Ceiling Fan(s)Basement

Exterior Features

GardenGas Log

Property Details

Flooring

CarpetVinylLvt/lvp

Construction

Vinyl Siding Wood Frame

Outdoor Features

DeckPorch

Parking

None

Heating

Electric (Heating)Propane (Heating)Fireplace(s)Heat Pump (Heating)

Cooling

Central Air

Appliances

RefrigeratorRangeDishwasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 121 White Oak Drive is listed at $389,900. The estimated monthly payment is $2,516 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $430/month.

Key features include: Built in 2000, 3.50 acre lot, 2 stories, 4 parking spaces, Fireplace, Waterfront. Interior Features: Vaulted Ceiling(s), Ceiling Fan(s), Basement. Exterior Features: Garden, Gas Log.

This property is listed by Carol Robinson and can be reached at 8283425616.

CR

Carol Robinson

License 216189

Agent at Coldwell Banker High Country

(828) 342-5616

Listed by Coldwell Banker High Country · Broker phone: 8288358500 · View on Broker Site

MLS# 98544493· Source: Hive MLS· 25 days on PropertySimple

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

121 White Oak Drive, Warne, NC 28909

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