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About This Home

This 3-bedroom, 3-bathroom single family at 121 White Oak Drive in Warne, NC is listed for $389,900. Built in 2000, on a 3.50 acres lot.

Agent Description

Welcome to this charming creekfront chalet featuring 3 bedrooms and 2.5 bathrooms. Relax on the front porch and take in the stunning mountain and pond views. The kitchen is updated with newer granite countertops, a stainless steel refrigerator, and a dishwasher, making it a delightful space for cooking and entertaining.

The HVAC cooling system was replaced in 2022, ensuring comfort throughout the year. And, a new roof in 2025! The great room features low-maintenance LVP flooring and a large gas log fireplace, perfect for those cool evenings. The master bedroom is conveniently located on the main level with doors to porch, while a loft bedroom upstairs offers ample closet space.

The basement provides a third bedroom with direct access to the bathroom, along with a large bonus room that offers plenty of extra living space. A laundry room is strategically situated between the bathroom and bonus room for ease of use. FIBER OPTIC INTERNET.

Outside, the basement opens to a concrete patio, ideal for outdoor gatherings. The property sits on over 3.5 acres of beautiful, well-maintained grounds and includes an additional lot with a driveway already in place, offering even more potential for expansion or guest parking. Located near Lake Chatuge, and the GA Mountain Fairgrounds. Come home to this serene mountain retreat!

Key Features

  • Built in 2000
  • 3.50 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full, 1 half
2000

Amenities

FireplaceA/C

Monthly Cost Estimate

$2,515/mo

20% down · 6.5% · 30 years

Principal$282
Interest$1,690
Insurance$114
HOA$430

Estimates only. Actual payments may vary.

Location

121 White Oak Drive

Warne, NC 28909

White Oak Subdivision

Features & Amenities

Interior Features

Cathedral Ceiling(s)Ceiling Fan(s)DrywallGranite CountersPrimary on MainSmoke DetectorUnfurnishedWasher/Dryer ConnectionWindow Treatments

Property Details

Flooring

VinylCarpet

Construction

Frame Vinyl Siding

Parking

CarportGarage

Heating

CentralPropane (Heating)Heat Pump (Heating)Electric (Heating)Fireplace(s)

Cooling

ElectricCentral Air

Appliances

DishwasherRangeRefrigerator

Questions & Answers

This 3-bedroom, 3-bathroom single family at 121 White Oak Drive is listed at $389,900. The estimated monthly payment is $2,120 based on 20% down at 6.5% interest.

HOA fees are $430/month.

Key features include: Built in 2000, 3.50 acre lot, 2 stories, Fireplace. Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Drywall.

This property is listed by Carol Robinson and can be reached at 8283425616 or Carol@MurphyNCProperties.com.

CR

Carol Robinson

Agent at Coldwell Banker High Country

(828) 342-5616

Listed by Coldwell Banker High Country · View on Broker Site

MLS# 158282· Source: listhub· Updated 17 days ago

Copyright © 2026 Mountain Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

121 White Oak Drive, Warne, NC 28909

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