About This Home

This 3-bedroom, 3-bathroom single family at 12140 E Highway 20 in Clearlake Oaks, CA is listed for $339,000 ($275 per sqft). Built in 1940, the home offers 1,233 sqft of living space on a 0.43 acres lot.

Key Features

  • Built in 1940
  • 0.43 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

1 story
3 full
2-car garage
1940

Amenities

FireplaceViewA/C
Listing Description

Lakefront Charm, welcome to your own slice of Clear Lake waterfront, where expansive lake views, colorful sunsets, and distinctive outdoor spaces come together in a home filled with character and charm. Set on approximately 0.43 acres along the lakefront in Clearlake Oaks, this 3-bedroom, 3-bath property offers a wonderful opportunity to embrace the relaxed, year-round lifestyle that makes lake living so special.

The main residence features 2 bedrooms and 2 bathrooms, with newer windows, HVAC, and roof adding comfort and peace of mind. Inside, updated fixtures and appliances complement the home's inviting character, while large windows keep the ever-changing lake scenery front and center.

Whether you are enjoying your morning coffee or watching the sun settle across the water, the views are always part of the experience. A detached guest studio provides a private third bedroom and bath, offering a welcoming space for family, friends, or guests.

Outside, the enchanting collection of mature cactus landscaping, terraced gardens, and distinctive rockwork creates a one-of-a-kind setting with an old-world, desert-meets-lake feel. Multiple patios invite outdoor entertaining and relaxing, while the built-in outdoor fireplace adds warmth and ambiance.

The expansive upper terrace, positioned above the attached two-car garage, provides another exceptional view to the lake and surrounding scenery. And then there is the lakefront itself. Step directly from the property toward the water and enjoy kayaking, paddle boarding, fishing, boating.

A public boat launch is also conveniently located just minutes away. Whether you envision a full-time lake retreat, weekend escape, or vacation getaway, this special property offers something truly distinctive: front-row Clear Lake views, direct waterfront access, generous outdoor living spaces, and a personality all its own.

Monthly Cost Estimate

$1,813/mo

20% down · 6.5% · 30 years

Principal$245
Interest$1,469
Insurance$99

Estimates only. Actual payments may vary.

Location

12140 E Highway 20

Clearlake Oaks, CA 95423

Features & Amenities

Interior Features

High CeilingsCeiling Fan(s)

Property Details

Flooring

WoodVinyl

Construction

Wood Siding

Views

LakeWater

Parking

DrivewayGarage

Heating

Central

Cooling

Central Air

Appliances

RefrigeratorElectric Range

Questions & Answers

This 3-bedroom, 3-bathroom single family at 12140 E Highway 20 is listed at $339,000 ($275/sqft). The estimated monthly payment is $1,813 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 0.43 acre lot, 2 parking spaces, Fireplace. Interior Features: High Ceilings, Ceiling Fan(s).

This property is listed by Shelly Reed and can be reached at 7073035882.

SR

Shelly Reed

License 01451243

Agent at W Real Estate

(707) 303-5882
Agent website

Listed by W Real Estate · Broker phone: (707) 591-0570 · Broker website

MLS# LC26174649· Source: Lake County Association of REALTORS®· 65 days on PropertySimple

Copyright © 2026 Lake County Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12140 E Highway 20, Clearlake Oaks, CA 95423

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