About This Home

This 4-bedroom, 4-bathroom single family at 122 NE 12th Street in Oak Island, NC is listed for $739,000 ($366 per sqft). Built in 2008, the home offers 2,020 sqft of living space on a 0.15 acres lot.

Key Features

  • Built in 2008
  • 0.15 acre lot
  • 2 stories

Property Details

2 stories
2 full, 2 half
2008

Amenities

A/C
Listing Description

Tucked under the oaks on the quiet east end of Oak Island, NC, 122 NE 12th Street is the beach house that doesn't have to choose. Make it your full time home near the beach, your second home, or keep it working as a proven short term rental with projections earning approximately $60,000 a year.

The house doesn't have to choose. Why should you? This 4 bedroom, 3.5 bath coastal home offers about 2,020 square feet raised on 14 foot pilings, with a brand new A/C system installed June 2026. Inside, the home was professionally set up by short term rental consultants and is completely turnkey, with more than $25,000 in recent improvements already done for you.

Highlights include new TVs in the primary suite, a second bedroom, and the first level room, new surround sound in the living room, a new refrigerator and washer, a 100 lb commercial ice maker, LED lighting, quality linens, and furnishings and decor that are guest ready.

Smart home features make it easy to manage from anywhere, including Yale smart locks, a Google Nest thermostat, Ring floodlights and doorbell, and a smart irrigation system. Outside is where Oak Island living shines. Soak in the brand new hot tub, gather around the fire pit, or relax in the hammocks under the trees.

The dog friendly backyard is a big plus for pet owners and for vacation rental guests, which can mean higher rates and stronger occupancy. The beach is about a 6 minute bike ride or a quick golf cart ride away, on a street of well kept homes with real pride of ownership.

Best of all, no flood insurance is required here, which keeps ownership and rental costs lower. Whether you're searching for an Oak Island vacation rental investment, a Brunswick County beach home, or a place to start earning now until you're ready to move to OKI, this one is ready on day one.

Monthly Cost Estimate

$3,952/mo

20% down · 6.5% · 30 years

Principal$534
Interest$3,202
Insurance$216

Estimates only. Actual payments may vary.

Location

122 NE 12th Street

Oak Island, NC 28465

Tranquil Harbor

Features & Amenities

Interior Features

Solid SurfaceKitchen IslandCeiling Fan(s)Walk-in ShowerBlinds/ShadesEat-in Kitchen

Property Details

Flooring

Lvt/lvp

Construction

Vinyl Siding Wood Frame

Outdoor Features

DeckPorch

Parking

Off StreetCovered

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

Heat PumpCentral Air

Appliances

Built-In MicrowaveWasherRangeDryerDishwasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 122 NE 12th Street is listed at $739,000 ($366/sqft). The estimated monthly payment is $3,953 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2008, 0.15 acre lot, 2 stories. Interior Features: Solid Surface, Kitchen Island, Ceiling Fan(s).

This property is listed by Danielle M Stewart.

DS

Danielle M Stewart

License 343089

Agent at Century 21 Collective

Listed by Century 21 Collective · Broker phone: 9102337647 · View on Broker Site

MLS# 100607701· Source: Hive MLS· 30 days on PropertySimple

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

122 NE 12th Street, Oak Island, NC 28465

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