# 122 Oak Terrace, Hayesville, NC 28904 > **TL;DR:** 3bd/4ba single family, $957,222 ($295/sqft), built 2007, 3,242 sqft. > Fireplace, View. Est. $5,119/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $957,222 | | Price/sqft | $295 | | Bedrooms | 3 | | Bathrooms | 3 full, 1 half | | Square Feet | 3,242 | | Year Built | 2007 | | Lot Size | 149,846 sqft (3.44 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,840 | | Estimated Insurance | $279 | | **Total** | **$5,119** | ## Key Amenities - Fireplace - View ## Property Highlights - Built in 2007 - 3.44 acre lot - Fireplace ## Description ### Agent Description WHAT A VIEW! Poised high above Lake Chatuge with gentle paved drive into the coveted Chatuge Woods community, this extraordinary 3/3.5 turnkey mountain estate offers an unforgettable blend of luxury, privacy, and breathtaking vistas. From spectacular sunrises shimmering across Lake Chatuge to vibrant sunsets painting the layered Blue Ridge Mountains, every day brings a different display of nature's masterpiece. Thoughtfully designed to capture the views, an expansive wall of glass showcases panoramic lake/mtn vistas from nearly every room! Soaring ceilings, matte-black architectural beams, rich hardwood flooring, and designer lighting create sophisticated atmosphere. The heart of the home is a beautifully reimagined kitchen featuring a leathered granite waterfall island, premium quartz countertops, custom cabinetry, high-end Samsung smart appliances, and a stylish butler's pantry complete with dual beverage refrigerators and wine storage for effortless entertaining. The main-level owner's suite is a has a captivating lake views, a spa-inspired bath, two-person hydrotherapy Jacuzzi, dual vanities, and an oversized tiled shower. Designed with family and guests in mind, the lower level offers a private retreat with its own kitchen, and oversized 2nd Master BR w/integrated Murphy bed, with 2 beautifully appointed guest suites, 2 private entrances, and luxurious spa-style baths-this home is ideal for multi-generational living or exceptional vacation rental potential. Expansive view decks/patios, landscaped gardens, blooming hydrangeas and mountain laurel, fruit trees, berry patches, a fenced-in backyard, private gated entry, security cameras, abundant storage, and premium furnishings complete this remarkable offering. Fully furnished & move-in ready, this is a rare opportunity to own one of Western NC's most exceptional luxury mountain retreats, where every view is unforgettable and everyday feels like an escape. ## Location - **Address:** 122 Oak Terrace, Hayesville, NC 28904 - **County:** Clay - **Neighborhood:** Chatuge Woods - **Coordinates:** 35.0435606, -83.7642244 - **Google Maps:** https://www.google.com/maps?q=35.0435606,-83.7642244 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/122-S-Oak-Terrace-Hayesville-NC-28904/unbranded ## Listing Agent - **Name:** Lee Beal - **Brokerage:** Big Realty - **Phone:** 8283614540 - **Broker Phone:** 828-837-6464 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/122-Oak-Ter_Hayesville_NC_28904_M54254-01987?f=listhub&s=NEGBORGA&m=431646&c=propsimple) ## Photos ![122 Oak Terrace - Photo 1](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f2630882076r.jpg) ![122 Oak Terrace - Photo 2](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f4030039953r.jpg) ![122 Oak Terrace - Photo 3](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f2902971190r.jpg) ![122 Oak Terrace - Photo 4](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f1229421246r.jpg) ![122 Oak Terrace - Photo 5](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f3693183994r.jpg) ![122 Oak Terrace - Photo 6](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f1539706577r.jpg) ![122 Oak Terrace - Photo 7](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f1845972405r.jpg) ![122 Oak Terrace - Photo 8](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f290787290r.jpg) ![122 Oak Terrace - Photo 9](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f2189875683r.jpg) ![122 Oak Terrace - Photo 10](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f3228013283r.jpg) ![122 Oak Terrace - Photo 11](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f1467217606r.jpg) ![122 Oak Terrace - Photo 12](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f3653811663r.jpg) ![122 Oak Terrace - Photo 13](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f2459611163r.jpg) ![122 Oak Terrace - Photo 14](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f346505226r.jpg) ![122 Oak Terrace - Photo 15](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f932124821r.jpg) ![122 Oak Terrace - Photo 16](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f576750532r.jpg) ![122 Oak Terrace - Photo 17](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f1671871632r.jpg) ![122 Oak Terrace - Photo 18](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f1806956470r.jpg) ![122 Oak Terrace - Photo 19](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f2755887350r.jpg) ![122 Oak Terrace - Photo 20](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f2683882271r.jpg) ![122 Oak Terrace - Photo 21](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f2233512461r.jpg) ![122 Oak Terrace - Photo 22](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f892024668r.jpg) ![122 Oak Terrace - Photo 23](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f2775123117r.jpg) ![122 Oak Terrace - Photo 24](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f2015758968r.jpg) ![122 Oak Terrace - Photo 25](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f2002493226r.jpg) ![122 Oak Terrace - Photo 26](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f3528369971r.jpg) ![122 Oak Terrace - Photo 27](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f2871494036r.jpg) ![122 Oak Terrace - Photo 28](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f4052723045r.jpg) ![122 Oak Terrace - Photo 29](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f1591756985r.jpg) ![122 Oak Terrace - Photo 30](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f128307446r.jpg) ![122 Oak Terrace - Photo 31](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f3754562925r.jpg) ![122 Oak Terrace - Photo 32](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f2508247833r.jpg) ![122 Oak Terrace - Photo 33](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f1282188525r.jpg) ![122 Oak Terrace - Photo 34](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f1132094425r.jpg) ![122 Oak Terrace - Photo 35](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f3835946894r.jpg) ![122 Oak Terrace - Photo 36](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f585121885r.jpg) ![122 Oak Terrace - Photo 37](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f2600160661r.jpg) ![122 Oak Terrace - Photo 38](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f3235421204r.jpg) ![122 Oak Terrace - Photo 39](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f316076548r.jpg) ![122 Oak Terrace - Photo 40](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f1160670483r.jpg) ![122 Oak Terrace - Photo 41](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f981066330r.jpg) ![122 Oak Terrace - Photo 42](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f2967155804r.jpg) ![122 Oak Terrace - Photo 43](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f975892758r.jpg) ![122 Oak Terrace - Photo 44](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f3427328065r.jpg) ![122 Oak Terrace - Photo 45](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f2936759894r.jpg) ![122 Oak Terrace - Photo 46](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f636516028r.jpg) ![122 Oak Terrace - Photo 47](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f965518959r.jpg) ![122 Oak Terrace - Photo 48](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f3960455481r.jpg) ![122 Oak Terrace - Photo 49](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f4230931664r.jpg) ![122 Oak Terrace - Photo 50](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f3395887705r.jpg) ![122 Oak Terrace - Photo 51](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f3417530440r.jpg) ![122 Oak Terrace - Photo 52](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f2318458360r.jpg) ![122 Oak Terrace - Photo 53](http://lh.rdcpix.com/8c3236e403a41a763ebbc13460cac21fl-f1190153822r.jpg) --- **MLS#:** 431646 | **Updated:** 2026-09-26 **Source:** listhub *Copyright © 2026 Northeast Georgia Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/122-oak-terrace-hayesville-nc-28904-a431646) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/122-oak-terrace-hayesville-nc-28904-a431646#listing", "url": "https://www.propertysimple.ai/listing/122-oak-terrace-hayesville-nc-28904-a431646", "name": "122 Oak Terrace, Hayesville, NC 28904", "description": "WHAT A VIEW! Poised high above Lake Chatuge with gentle paved drive into the coveted Chatuge Woods community, this extraordinary 3/3.5 turnkey mountain estate offers an unforgettable blend of luxury, privacy, and breathtaking vistas. From spectacular sunrises shimmering across Lake Chatuge to vibrant sunsets painting the layered Blue Ridge Mountains, every day brings a different display of nature's masterpiece. Thoughtfully designed to capture the views, an expansive wall of glass showcases panoramic lake/mtn vistas from nearly every room! Soaring ceilings, matte-black architectural beams, rich hardwood flooring, and designer lighting create sophisticated atmosphere. The heart of the home is a beautifully reimagined kitchen featuring a leathered granite waterfall island, premium quartz countertops, custom cabinetry, high-end Samsung smart appliances, and a stylish butler's pantry complete with dual beverage refrigerators and wine storage for effortless entertaining. The main-level owner's suite is a has a captivating lake views, a spa-inspired bath, two-person hydrotherapy Jacuzzi, dual vanities, and an oversized tiled shower. Designed with family and guests in mind, the lower level offers a private retreat with its own kitchen, and oversized 2nd Master BR w/integrated Murphy bed, with 2 beautifully appointed guest suites, 2 private entrances, and luxurious spa-style baths-this home is ideal for multi-generational living or exceptional vacation rental potential. Expansive view decks/patios, landscaped gardens, blooming hydrangeas and mountain laurel, fruit trees, berry patches, a fenced-in backyard, private gated entry, security cameras, abundant storage, and premium furnishings complete this remarkable offering. 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